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081-21 - Kitsap Bank - Contract619 BAY ST, PORT ORCHARD, WA 98366 LEASE. AGREEMENT Contract No. 081-21 THIS LEASE AGREEMENT (this "Lease") is dated as of August 18, 2021 by and between the City of Port Orchard, a Washington municipal corporation, with its principal place of business at 216 Prospect Street, Port Orchard, WA 98366 ("Landlord"), and Kitsap Bank, a Washington banking corporation ("Tenant"). ARTICLE I DEFINITIONS 1.1 The following terms shall have the meanings set forth below for all purposes in this Lease; (a) Property: The real estate and improvements commonly known as the Kitsap Bank headquarters, located at 619 BAY ST, PORT ORCHARD, WA 98366, in Kitsap County, Washington, legally described per Exhibit A. (b) Premises: The Premises commonly known as 619 BAY ST, PORT ORCIIARD, WA 98366, in Kitsap County, Washington, comprising the building and improvements on the real property described in Exhibit A. (c) Lease '1'cnn: Forty-two (42) months, plus two (2), eighteen (18) month option terms, provided the second option term shall be exercised only where Tenant's relocation is prevented by acts of God, inability to obtain labor or materials or reasonable substitutes therefor, governmental restrictions, regulations or controls, enemy or hostile governmental action, riot, civil commotion, fire or other casualty, pandemic, and other causes beyond the reasonable control of the Tenant. (d) l.e s , C9mmencement Date: December 16, 2021 (e) Rent Coniinencement Date: Beginning December 16, 2021, tenant to pay all customary operating expenses (i.e. NNN) and utilities, plus all costs associated with existing DNR Lease for duration of tenancy (see DNR Lease at Kitsap County Recording No. 200603220008), plus rent set out in Section 1.1(g) herein. (f) Lease Expiration Date: June 16, 2025, subject to option terms. (g) Mininttim Rent: In addition to payment for all building and property expenses (NNN), Tenant shall pay the following rent: December 16, 2021 — June 16, 2025 $ ' 0.00 per month June 17, 2025 — December 17, 2027 $ 0.00 per month December 18, 2027 — June 17, 2028 $ 13,700.00 per month (h) Insurance Costs Tenant to pay (i) Real Estate Taxes Landlord to pay, including, but not limited to, any leasehold excise tax under RCW Chapter 82.29A. 0) Trash Removal & Recycling Tenant to pay (k) Utilities Tenant to pay (1) Permitted Use of Pren7ises: Operation of banking corporation, and for no other purpose without the prior written consent of Landlord. (m) Te:.narit's Advertised Name;: Kitsap Bank (n) Address for Nntir es to_Temint: Kitsap Bank 619 Bay Street Port Orchard, WA 98366 Attention: Steven Politakis, Chief Executive Officer Telephone: Email: (o) Address for Notices to Landlord: City of Port Orchard 216 Prospect Street Port Orchard, WA 98366 Attention: Mayor Rob Putaansuu Email: rputaansuu@cityofportorchard.us With Copy To: Inslee Best Doezie & Ryder, P.S. 10900 N.E. 4th Street, Suite 1500 Bellevue, WA 98004 Attention: Charlotte A. Archer & Daniel Shin Email: carcher@insleebest.com Email: dshin@insleebest.com (p) DNR Lu,,tkse: Tenant will execute an assignment to Landlord of Aquatic Lands Lease No. 22-A02336 ("DNR Lease") with the Department of Natural Resources, and Tenant shall remain responsible for all lease payments to DNR under the assigned lease or new DNR Lease during the term of this Lease (including all exercised option terms), provided, Tenant shall not be responsible for any repairs or improvements or mitigation measures.required by DNR.as conditions of the lease assignment or a new DNR lease other than cost related to the normal maintenance of 2 the building on the Property. 1.2 Exhibits and Addenda. This Lease includes and incorporates Exhibit A, and the following additional documents, if any: Purchase and Sale Agreement, dated �Ql(1 ARTICLE It PREMISES 2.1 Defined. Landlord leases the Premises as defined in Section 1.1(b) to Tenant, and Tenant rents the Premises from Landlord, for the term herein provided. 2.2 [Intentionally Deleted] 2.3 No Liability lbr Landlord. Notwithstanding anything contained in this Lease to the contrary, Tenant agrees that: (a) Landlord will have no liability, and Tenant will not be entitled to any compensation or a reduction or abatement of Rent, as a result of Landlord's exercise of its rights under this Lease; (b) Tenant shall not be entitled to and shall not commence any action or proceeding seeking injunctive or declaratory relief in connection with any of the rights reserved to Landlord under this Lease. (c) If Landlord shall prevail in any action nor preceding undertaken by Tenant, Tenant shall pay to Landlord as Additional Rent, a sum equal to all legal fees, costs and disbursements incurred by Landlord in any way related to, or arising out of such action or proceeding. (d) Any Landlord exercise of the rights contained herein shall not terminate or otherwise affect or modify this Lease. 2.4 Liens. Tenant shall keep the Premises and the Property in which the Premises is situated free from any liens arising out of any work performed, materials furnished or obligations incurred by Tenant. Tenant shall indemnify and hold Landlord harmless from any liability for losses or damages resulting directly or indirectly from any such liens or lien claims (including any costs incurred arising out of or relating to Landlord's lender) and from any work performed on or about the Premises by Tenant, its agents, employees, contractors or subcontractors. Tenant shall immediately notify Landlord in writing of the placement of any such liens, and provide Landlord of a copy of the same. Landlord may require, at Landlord's sole option, that Tenant shall provide to Landlord, at Tenant's sole cost and expense, payment and performance bonds in an amount equal to one and one half (1.5) times the estimated cost of such work., materials, labor and supplies and/or any improvements, additions, or alterations in the Premises which the Tenant desires to make to insure Landlord against any liability for mechanics' and iilaterialmen's liens and to insure completion of the work within twenty (20) days of Tenant's written notice to Landlord, or a removal of the lien by that time. 2.5 Encumbrances. The Tenant shall not cause or suffer to be placed, filed or recorded against the title to the Premises, the Building of which the Premises is a part, the Property in which the Premises is located, or any part thereof, any mortgage, deed 'of trust, security agreement, financing statement or other encumbrance; and further, in no event shall the lien of Tenant's mortgage, deed of trust, or other security agreement or financing statement cover the Premises, the Building of which the Premises is a part or the Property or any part thereof nor any leasehold improvements, alterations, additions, or improvements thereto except trade fixtures, appliances and equipment which are owned by Tenant and which are not, and which do not become, a part of the Premises. The form of any such mortgage, deed of trust or other security agreement or financing statement which includes a legal description of the Premises, or the Building of which the Premises is a part or the Property or the address thereto, shall be subject to Landlord's prior written approval at Landlord's sole and exclusive discretion, which approval if granted, may be subject to such conditions as the Landlord may deem appropriate in its sole and exclusive discretion. ARTICLE III TERM 3.1 Term, The Lease Term shall commence on the Lease Commencement Date (as determined pursuant to Section 1.1(d)); provided, however, that if the Lease Commencement Date is not the first day of a month, then the Lease Term shall be the period set forth in Section 1.1(c) above plus the partial month in which the Lease Commencement Date occurs. The Lease Term shall include any and all renewals and extensions of the term of this Lease. 3.2 Do] ivcty. Tenant is currently occupying the Premises, and shall maintain possession of the Premises upon the Lease Commencement Date, 3.3 Tenant's First Option to Extend. If: (a) 'Tenant faithfully and punctually complies with and performs the terms, covenants and conditions to be observed and performed by it in accordance with the terms of the Lease; and (b) "Tenant gives, and Landlord receives, written notice not less than ninety (90) days prior to the expiration of the Term of Tenant's intention to exercise its first option to extend the Lease Term (and if Tenant fails to give its written notice within said time, then such Option shall immediately.] apse, including any additional option periods, and terminate without: any further notice or action by Landlord); and (c) This Lease is not previously canceled or terminated as in this Lease provided, by operation of law or otherwise; and (d) Tenant has not been in default beyond any applicable cure period in any of its obligations under this Lease during the Term or extended Term, and Tenant is not in default of its obligations under this Tease at the time of Tenant's exercise of this Option; 4 Then Tenant shall have the right to extend the Lease Term upon the expiration of the initial Lease Term for eighteen (18) months ("First Option Term") upon the same terms and conditions as set out in the lease. 3.4 Tenant's Second Onion to Extend. If; (a) Tenant faithfully and punctually complies with and performs the terms, covenants and conditions to be observed and performed by it in accordance with the terms of the Lease; and (b) Tenant gives, and Landlord receives, written notice not less than ninety (90) days prior to the expiration of the First Option Term of Tenant's intention to exercise its second option to extend the Lease Term (and if Tenant fails to give its written notice within said time, then such Option shall immediately lapse, including any additional option periods, and terminate without any further notice or action by Landlord); and (c) This Lease is not previously canceled or terminated as in this Lease provided, by operation of law or otherwise; and (d) Tenant has not been in default beyond any applicable cure period in any of its obligations under this Lease during the Term or extended Term, and Tenant is not in default of its obligations under this Lease at the time of Tenant's exercise of this Option; and (e) Tenant's relocation is prevented by acts of God, inability to obtain labor or materials or reasonable substitutes therefor, governmental restrictions, regulations or controls, enemy or hostile governmental action, riot, civil commotion, fire or other casualty, pandemic, and other causes beyond the reasonable control of the tenant; Then Tenant shall have the right to extend the Lease Term upon the expiration of the First Option Term for eighteen (18) months ("Second Option Term") upon the same terms and conditions as set out in the Lease, except that for the final six (6) months of the second option term the rent shall be set at $13,700.00 per month with Tenant continuing to pay all customary operating expenses (i.e. NNN) and utilities. All terms and conditions of this Lease shall apply during the entire Term (initial Term and any Option Terms) as extended by Tenant's Option, exercised as provided herein, including but not limited to Tenant's obligation to pay rent and all other charges and expenses provided for in the Lease, and provided, that (1) Tenant shall have no right to extend the Lease beyond the Second Option Term. Tenant may terminate this Lease at any time on ninety (90) days prior written notice to Landlord. ARTICLE IV MINIMUM RENT 4.1 Minimum Rent. (a) Commencing on the Lease Commencement Date, and continuing thereafter during the Lease Term, Tenant shall pay to Landlord the Minimum Rent, as set out in Section l .1(g). Minimum Rent shall be divided into equal monthly installments, and such monthly installments shall be due and payable in advance on the first day of each month. If the Minimum Rent is due on a day other than the first day of a month, then Minimum Rent from the due date until the first day of the following month shall be prorated on a per diem basis at the rate of one - thirtieth (1/30th) of the monthly installment of Minimum Rent payable during the lease terns, and Tenant shall pay such prorated installment of Minimum Rent in advance. 4.2 No Offset. All sums payable by Tenant under this Lease, whether or not stated to be Minimum Rent or Additional Rent, shall be paid to Landlord in legal tender of the United States, without set off, deduction or demand, at the Address for Notices to Landlord or at such other address as Landlord shall designate in writing. If Landlord shall at any time accept rent after it shall have become due and payable, such acceptance shall not excuse a delay upon subsequent occasions or constitute a waiver of any of Landlord's rights hereunder. Further, Landlord's acceptance of less than the full amount of rent (including without limitation, Minimum Rent, Additional Rent, late fees or interest) or any partial payment, shall not constitute a waiver of Landlord's rights available under this Lease at law or equity, including without limitation the right to declare an Event of Default after three days and recover possession of the Premises. No endorsement or statement on any check, or any letter accompanying any check or payment as rent will be deemed an accord and satisfaction. Landlord will accept the check or payment without prejudice to Landlord's right to recover the balance of such rent or to pursue any other remedy available to I.,andlord. ARTICLE V UTILITIES 5.1 Lhilitics. Tenant, at its own expense, shall arrange with the appropriate utility companies for the provision of water, electricity, gas, cable, alarm, internet, and telephone service to the Premises from and after the Lease Commencement Date. Tenant shall pay to the appropriate utility companies all charges for such utilities consumed in the Premises as and when such charges become due and payable. 5.2 Payment ol" 11VAC [11ility Costs. In addition to the utility costs Tenant shall pay, Tenant shall pay all utility costs attributable to any HVAC or other cooling system .located in the Premises. ARTICLE V.I. COMMON EXPENSES 6.1 Common I. xpenses. Tenant shall be responsible for all costs associated with the Premises as follows: CI (a) Operating costs, including (1) the costs of operating, maintaining, repairing, replacing, lighting, cleaning and landscaping the Property and facilities located thereon (including, but not limited to, the roof of any building and any signage); (2) gas, electricity, water, sanitary sewer, storm sewer and other utility charges (including surcharges) of every type and nature for services provided to the Property; (3) the costs of service and maintenance contracts; (4) costs and expenses incurred in connection with maintaining federal, state or local government ambient air and environmental standards and the cost of all materials, supplies and services purchased or hired therefor. (b) Insurance Costs for such insurance as described elsewhere in this Lease. (c) [Intentionally Deleted] 6.2 Payment. Tenant shall make estimated monthly payments to Landlord on account of the above expenses that are expected to be incurred during each calendar year for those expenses not directly paid by the Tenant. ARTICLE VII USE OF PREMISES 7.1 Permitted Use. Tenant shall use and occupy the Premises solely for the Permitted Use of the Premises and for no other use or purpose without the prior written consent of Landlord, which consent may be withheld or granted in Landlord's sole and absolute discretion. Tenant shall not use or occupy the Premises for any unlawful purpose or in any manner that will violate Tenant's certificate of occupancy or that will constitute waste. Tenant shall, at its sole cost and expense, promptly comply with all federal, state, county, borough or municipal laws, ordinances, rules, regulations, directives, orders and/or requirements (including zoning ordinances and land use requirements) now in force or which may hereafter be in force with respect to (a) the Premises, (b) the Tenant's use and occupancy of the Premises, (c) the Tenant's business conducted thereon, (d) with the requirements of any board of fire underwriters or other similar bodies now or hereafter constituted relating to or affecting the condition, use or occupancy of the Premises, all of which shall be complied with in a timely manner at Tenant's sole cost and expense. It is expressly understood that if any present or fixture law, ordinance, regulation or order requires an occupancy or use permit or license for the Premises or the operation of any business conducted therein, Tenant shall obtain and keep current such permit or license at Tenant's own expense and shall promptly deliver a copy thereof to Landlord. Use of the Premises is subject to all federal, state and local laws, regulations, covenants, conditions and restrictions of record. The judgment of any court of competent jurisdiction or the admission of Tenant in any action against Tenant, whether Landlord be a party thereto or not, that Tenant has violated any law, statute, ordinance or governmental rule, regulation, order, directive or requirement, shall be conclusive of that fact as between the Landlord and Tenant. The Tenant shall be financially solely responsible and shall indemnify and hold Landlord harmless from and against, all costs, expenses (including attorneys' fees), fines, dariiages, penalties and surcharges incurred or arising by reason of Tenant's failure to promptly and completely perform the Tenant's obligations under this Section. 7.2 Waste: Nuisance. Tenant shall not do or permit anything to be done in or about the Premises or bring or keep anything therein which will in any way increase or affect the existing rate of any fire or other insurance policy upon the Premises or the Property, or cause a cancellation of any such insurance policy covering said Premises, nor shall the Tenant use or allow the Premises to be used for any improper, immoral, unlawful, objectionable or offensive purpose, nor shall Tenant cause, maintain or suffer or permit any nuisance in, on or about the Premises. 7.3 Tenant lnvcstigatioi7, Tenant represents and warrants that Tenant has investigated all applicable building and zoning codes, regulations and ordinances to determine whether Tenant's intended use of the Premises is permitted. Tenant accepts the Premises "as is," and "where is," subject to all applicable statutes, ordinances, rules and regulations governing Tenant's use of the Premises. Any and all expenses required to comply with all applicable statutes, ordinances, rules, regulations and requirements in effect during the Lease Term or part thereof regulating Tenant's use of the Premises will be borne exclusively by Tenant. Tenant agrees to comply with all such statues, ordinances, rules and regulations throughout the Lease Term. Tenant agrees that it has determined to its' satisfaction that the Premises can be used for the purposes for which they are leased and waives any right to terminate this lease in the event the Premises cannot be used for such purposes or for any reason may not be used for such purposes during the term of the Lease. 7.4 No .l..:andlord Representalimis. Tenant has inspected the plumbing, lighting, air conditioning, heating, windows, interior walls, flooring and all other elements of the Premises prior to execution of this Lease. Based upon that inspection, Tenant accepts the Premises "as is" and "where is." Tenant acknowledges that neither Landlord nor Landlord's agent has .made any representation or warranty as to the present or future suitability of the Premises for the conduct of Tenant's business. 7.5 Personal Property Taxes. Tenant shall pay before delinquency any business, rent or other taxes that are now or hereafter levied, assessed or imposed upon Tenant's use or occupancy of the Premises, the conduct of Tenant's business at the Premises, or Tenant's equipment, fixtures, furnishings, inventory or personal property. If any such taxes are enacted, changed or altered so that any of such taxes are levied against Landlord, or the mode of collection of such taxes is changed so that Landlord is responsible for collection or payment of such taxes, then Tenant shall pay as Additional Rent due hereunder the amount of any and all such taxes. ARTICLE VIII ASSIGNMENT AND SUBLETTING 8.1 No Assignnrcnt oi- Sublet. Tenant shall not assign, transfer, mortgage or otherwise encumber this Lease or all or any of Tenant's rights hereunder or interest herein or sublet any or all of the Premises, without obtaining the prior written consent of :Landlord, which consent may not be unreasonably withheld, conditioned, or delayed. Tenant shall not sublet, rent or permit any 8 concessionaire, licensee or anyone else to occupy or use part of the Premises, without obtaining the prior written consent of Landlord, which consent may be withheld, conditioned or delayed, in Landlord's sole and exclusive discretion, and provided Tenant is not in default under this Lease. In no event whatsoever may Tenant assign the Lease or sublet the Premises or any portion thereof to any other tenant or subtenant of the Property. No assignment or transfer of this Lease or the right of occupancy hereunder may be effectuated by operation of law or otherwise without the prior written consent of Landlord. 8.2 Deemed Assijnmcnl. Tenant is a corporation; any dissolution, merger, consolidation or other reorganization of Tenant, or the sale or transfer of a controlling interest of the capital stock of Tenant, shall be deemed a voluntary assignment of this Lease. 8.3 Lease Binding. All restrictions and obligations imposed pursuant to this Lease on Tenant shall be deemed to extend to any subtenant, assignee, licensee, concessionaire or occupant of Tenant, and Tenant shall cause such persons to comply with such restrictions and obligations. ARTICLE IX MAINTENANCE AND REPAIRS 9.1 'Tenant's Maintenance. Tenant, at Tenant's sole cost and expense, shall promptly make all repairs, perform all maintenance, and make all replacements in and to the Premises that are necessary or desirable to keep the Premises in a safe and tenantable condition, and otherwise in accordance with the requirements of this Lease. Tenant shall maintain all fixtures, furnishings and equipment located in, or exclusively serving, the Premises in a clean, safe and sanitary condition, shall take good care thereof and make all required repairs and replacements thereto. Tenant shall suffer no waste or injury to any part of the Premises, and shall, at the expiration or earlier termination of the Lease Term, surrender the Premises in an order and condition equal to or better than their order and condition on the Lease Commencement Date, ordinary wear and tear excepted. Without limitation of the generality of the foregoing, Tenant, at Tenant's sole cost and expense, shall promptly make all repairs and replacements to (a) any pipes, lines, ducts, wires or conduits contained within the Premises, (b) Tenant's signs, (c), any heating, air conditioning, electrical, ventilating or plumbing equipment installed in or serving the Premises, (d) all glass, window panes, windows, and doors, (including any trim, framing, and painting thereof), and (e) any other mechanical systems serving the Premises. Tenant shall be responsible, at Tenant's sole expense, for providing all janitorial and cleaning and pest and termite control services for the Premises. All such services shall be provided in accordance: with standards customarily maintained for similar first-class properties, and Tenant shall maintain, at Tenant's sole cost and expense, service contracts therefor. Tenant shall maintain the_ heating, ventilation and air conditioning equipment and systems in or serving the Premises. 9.2 A.DA_C.4rn al.i nce. Tenant shall at all times keep the Premises in compliance with the Americans With Disabilities Act and its supporting regulations,'and all similar federal, state or local laws, regulations and ordinances ("ADA"). If Landlord's consent would be required for alterations to bring the Premises into compliance, Landlord agrees not to unreasonably withhold its consent. Tenant shall defend indemnify and hold harmless Landlord from all loss, claims, suits, z actions, and liability relating to the ADA that is the result of the use of the Premises by Tenant, its employees, agents, guests or invitees. 9.3 LW1dl9W'-5 Rigl]Ls_lo lZonir. If Tenant fails to keep and preserve the Premises as set forth in this Lease, Landlord may, at its option, put or cause the same to be put in the condition and state of repair agreed upon, and in such case, upon receipt of written statements from Landlord, Tenant shall promptly pay the entire cost thereof as additional Minimum Rent. After reasonable advance notice to Tenant of not less than twenty-four (24) hours, except in the case of emergency in which no advance notice shall be required, Landlord shall have the right without liability, to enter the Premises for the purpose of making such repairs upon the failure of Tenant to do so. This shall not affect the right of Landlord to declare an Event of Default of the Tenant. 9.4 [IntentionaIly Deleted] ARTICLE X INSPECTION BY .LANDLORD 10.1 Inspection and Entry. Tenant shall permit Landlord, its agents and representatives, to enter the Premises, upon a minimum of two (2) business days notice, without charge therefor and without diminution of the rent payable by Tenant, to examine, inspect and protect the Premises and the Property, to make such alterations and/or repairs as in the sole judgment of Landlord may be deemed necessary, or at any time during the Lease Term. .In connection with any such entry, Landlord shall endeavor to minimize the disruption to Tenant's use of the Premises. No entry by Landlord shall be construed or deemed to be a forcible or unlawful entry into, or a detainer of, the Premises, or an eviction of Tenant from all or any portion of the Premises. This right shall not be construed as an agreement on the part of the Landlord to make any repairs. ARTICLE XI INSURANCE 11.1 Insurance. (a) Throughout the Lease Term, Tenant shall obtain and maintain a policy of: (1) Broad form commercial general liability insurance (written on an occurrence basis and including an endorsement for personal injury), products liability insurance, fire legal liability, comprehensive automobile liability insurance (covering automobiles owned, leased or operated by Tenant). Such commercial general liability insurance policy shall protect its insured against any liability which arises from any occurrence on or about the Premises or which arises from any matter against which Tenant is required to indemnify Landlord. Such policies shall be in minimum amounts approved by Landlord from time to time, and shall name Landlord, its managing agent and the holder of each Mortgage, as additional named insureds thereunder. As of the date hereof, such insurance shall be in the minimum amount of One Million and 00/100 Dollars ($1,000,000.00) combined single limit per occurrence, Two Million and 00/100 Dollars 10 ($2,000,000.00) in aggregate. (2) Excess liability insurance on a following form basis excess of the underlying commercial general liability, business automobile liability and employer's liability insurance, with limits of not less than $2,000,000.00 each occurrence. Such policy shall name Landlord, its managing agent, as additional named insureds thereunder. (3) All risk property insurance insuring one hundred percent (100%) of the full replacement cost of all Alterations, inventory, fixtures, equipment, personal property, HVAC equipment, signage, floor coverings and furnishings installed in and located on the Premises. Such policy shall name Landlord as additional named insured and loss payee. So long as this .Lease shall remain in effect, any and all proceeds of such insurance shall be used only to repair or replace the insured items. (b) Each such policy shall: (i) be issued by a company which is licensed to do business in the jurisdiction in which the Property is located and which shall otherwise be acceptable to Landlord in its reasonable discretion; (ii) contain an endorsement that such policy shall remain in frill force and effect notwithstanding that the insured may have waived its right of action against any party prior to the occurrence of a loss, and shall provide that the insurer thereunder waives all right of recovery by way of subrogation against Landlord, its partners, agents, employees, and representatives, in connection with any loss or damage covered by such policy; (iii) shall be acceptable in form and content to Landlord; ov) shall be primary and non- contributory; and (v) contain an endorsement prohibiting cancellation, failure to renew, reduction of amount of insurance or change in coverage without the insurer's, first. giving Landlord at least thirty (30) days' prior written notice (by certified or registered mail, return receipt requested) of such proposed action. Tenant shall deliver a certificate of such insurance (and, upon request, copies of all required insurance policies, including endorsements and declarations) to Landlord on or before the Lease Commencement Date and at least annually thereafter. ARTICLE XII LIABILITY OF LANDLORD 12.1 l.. mitation of Unbility. Except for gross negligence or intentional misconduct, Landlord, its employees and agents shall not be liable to 'Tenant, Tenant's employees, agents, invitees, assignees, subtenants, contractors, licensees, concessionaires (collectively, "Invitees"), or to any other person or entity for any damage (including indirect and consequential damage), injury, loss, or claim (including claims for the interruption of or loss to the business being conducted in the Premises) based on or arising out of any cause whatsoever (except as otherwise provided in this Section), including but not limited to the following: repair to any portion of the Premises or the Property; interruption in the use of the Premises or, any equipment therein; any accident or damage resulting from the use or operation (by Landlord, Tenant or any other person or entity) of the heating, cooling, electrical, sewerage, plumbing, or other utility equipment or apparatus; termination of this Lease by reason of the destruction of the Premises or the Property; any fire, robbery, theft, vandalism, mysterious disappearance and/or any other casualty; the operation or failure of any alarm or security system whether provided by Landlord or Tenant; 11 actions of any other tenants of the Property or of any other person or entity; and leakage in any part of the Premises or the Property from water, rain, ice or snow that may leak into, or flow from, any part of the Premises or the Property, or from drains, pipes or plumbing fixtures in the Premises or the Property. Any failure or inability to furnish any service required hereunder shall not be considered an eviction, actual or constructive, of Tenant from the Premises and shall not entitle Tenant to terminate this Lease or to an abatement of any .rent payable hereunder. If any condition exists which may be the basis of a claim of constructive eviction, then Tenant shall give Landlord written notice thereof and a reasonable opportunity to correct such condition prior to any claim by Tenant that it has been constructively evicted. Any property placed by Tenant or any Invitee in or about the Premises or the Property shall be at the sole risk of Tenant, and Tenant hereby waives any and every right or cause of action against Landlord and its employees and agents for any and all loss of, or damage to, any of Tenant's property (whether or not such loss or damage is caused by the fault or negligence of Landlord or anyone for whom Landlord may be responsible). Notwithstanding the foregoing provisions of this Section, Landlord shall not be released from liability to Tenant for any physical injury to any natural person or damage to personal property caused by the gross negligence or willful misconduct of landlord or its employees to the extent such injury or damage is not covered by insurance (a) carried by Tenant or such person, or (b) required by this Lease to be carried by Tenant; provided, however, that Landlord shall never have any liability with respect to claims for the interruption of or loss to the business being conducted in the Premises. 12.2 Tonarit's Indemnity. Tenant shall reimburse Landlord for, and shall indemnify, defend upon request and hold Landlord, its employees and agents harmless from and against all costs, damages, claims, liabilities and expenses (including attorneys' fees), losses and court costs suffered by or claimed against Landlord, directly or indirectly, based on or arising out of, in whole or in part, (i) use and occupancy of the Premises or the business conducted therein, including but not limited to the use or operation of any security, alarm or surveillance system in the Premises, (ii) any act, omission, failure or negligence ("act") by Tenant, its agents, employees, contractors, licensees or invitees, including without limitation, any act which occurs in or relates to the Premises, common areas, or any other parts or areas in or adjacent to the Property, (iii) from any third party arising out of or resulting from Landlord's withholding of its consent under this Lease, or (iv) any breach or default in the performance or observance of Tenant's covenants or obligations under this Lease. In case any action or proceeding is brought against Landlord or any Landlord Parties by reason of any such indemnified claims, Tenant, upon notice from Landlord, shall defend the same at Tenant's sole cost and expense by counsel approved in writing by Landlord, which approval shall not be unreasonably withheld. Any indemnification of Landlord by Tenant in this Section or otherwise in this Lease shall survive the expiration or earlier termination of this Lease. THE LANDLORD AND TENANT SPECIFICALLY AGREE THAT THE PROVISIONS OF THIS SECTION 15 ALSO APPLY TO ANY CLAIM OF INJURY OR DAMAGE TO THE PERSONS OR PROPERTY OF THE TENANT'S EMPLOYEES, AND TENANT ACKNOWLEDGES AND AGRF,ES THAT AS TO SUCH CLAIMS, TENANT, WITH RESPECT TO LANDLORD, DOES HEREBY WAIVE ANY RIGHT OF IMMUNITY WHICH TENANT MAY HAVE UNDER INDUSTRIAL INSURANCE (TITLE 51 RCW AS AMENDED AND UNDER ANY SUBSTITUTE OR REPLACEMENT STATUTE). THIS WAIVER AND 12 AGREEMENT WAS SPECIFICALLY NEGOTIATED BY LANDLORD AND TENANT AND IS SOLELY FOR THE BENEFIT OF LANDLORD AND TENANT AND THEIR SUCCESSORS AND ASSIGNS AND IS NOT INTENDED AS A WAIVER OF TENANT'S RIGHTS OF IMMUNITY UNDER SAID INDUSTRIAL, INSURANCE FOR ANY OTHER PURPOSE. LANDLORD: City of Port Orchard, a Washington municipal corporation By: Mayor Rob Putaansuu Date - TENANT: Kitsap Bank Washington banking corporation Date: By: Print name: 1CNt1`f4t Its: Jq,c I pal- V 0,DO 12.3 Tenant's. Remedy. Tenant shall not have the right to set off or deduct any amount allegedly owed to Tenant pursuant to any claim against Landlord from any rent or other sums payable to Landlord. Tenant's sole remedy for recovering upon such claim shall be to institute an independent action against Landlord. If Tenant or any Invitee is awarded a money judgment against Landlord, then recourse for satisfaction of such judgment shall be limited to execution against the estate and interest of Landlord in the Property. No other asset of Landlord, any partner, member, manager, director or officer of Landlord (collectively, "officer") or any other person or entity shall be available to satisfy or subject to such judgment, nor shall any officer or any other person or entity have personal liability for satisfaction of any claim or judgment against Landlord or any officer. 12.4 P,�eily at 'Tenant's Sole: Risk. All of Tenant's property, improvements and Alternations, on said leased Premises shall be at the sole risk of Tenant. Landlord and/or Landlord's agent shall not be liable for any injury or damage, either to person or property (whether or not said property was obtained by Tenant), or others, caused by any defects in said Premises or Property, now or hereafter occurring therein, or any part of appurtenance thereof, including but not limited to any injury or damage arising out of or relating to repair, tire, the bursting or leaking of water, gas, sewer or steam pipes, or from any act or neglect of co -tenants, Landlord, Landlord's agent or employees, or any third parties, or due to the happening of any accident from whatsoever cause in and about said Premises. 13 12.5 Landlord's Default. Landlord shall not be in default unless Landlord fails to perform obligations required of Landlord within a reasonable time, but in any event within (30) days after prior written notice by certified mail from Tenant to Landlord and to the holder of any first mortgage or deed of trust covering the Premises whose name and address shall have theretofore been furnished to Tenant in writing. Said notice shall specify wherein Landlord has failed to perform such obligation; provided, however, that if the nature of Landlord's obligation is such that more than thirty (30) days are required for performance, then Landlord shall not be in default if Landlord commences performance within such thirty (30) days period and thereafter diligently prosecutes the same to completion. 'Tenant further agrees not to invoke any of its remedies under this Lease, if any, until said thirty (30) days have elapsed. In no event shall Tenant have the right to terminate this Lease as a result of Landlord's default and Tenant's remedies shall be limited to damages; and in no case may the Tenant withhold rent or claim a set-off from rent. 12.6 Landlord's Self llelp. In addition to Landlord's rights of self-help set forth elsewhere in this Lease, if Tenant at any time fails to perform any of its obligations under this Lease in a manner reasonably satisfactory to Landlord, Landlord shall have the right, but not the obligation, upon giving Tenant at least ten (10) days' prior written. notice of its election to do so (in the event of an emergency, no prior notice shall be required), to perform such obligations on behalf of and for the account of Tenant and to take all such action necessary to perform such obligations without liability to Tenant for any loss or damage which may result to Tenant's stock or business by reason of such repairs. In such event, Landlord's costs and expenses incurred therein shall be paid for by Tenant as Additional Rent, forthwith upon demand therefor, with interest thereon from the date Landlord performs such work at the Default Rate. The performance by Landlord of any such obligation shall not constitute a release or waiver of Tenant therefrom. ARTICLE XIII DAMAGE OR DESTRUCTION 13.1 Raniage or Destruction. If the Premises or the Property are totally or partially damaged or destroyed thereby rendering the Premises totally or partially inaccessible or unusable, Tenant may elect to; (1) restore and repair the Premises and the Property to substantially the same condition they were in prior to such damage and complete the term of the Lease; or (2) restore the Property to substantially the same condition they were in prior to such damage, terminate this Lease by giving written notice of termination, and immediately turning over the Premises and Property to the Landlord, provided the parties may negotiate a modification to this term if such damage or destruction was not caused by the act or omission of the parties or any Invitee. In no event shall the Tenant have any obligation to make repairs or restoration beyond the extent of insurance proceeds received by Tenant for such repairs or restoration. Further, in no event shall Landlord be liable to tenant by reason of any injury to or interference with Tenant's business or property arising from or relating to damage or destruction of the Property or Premises, or by reason of any repairs to any part of the Property or Premises necessitated by the damage or destruction. If this Lease is terminated pursuant to the preceding section, then rent payable pursuant to Article VI shall be apportioned and paid to the date of termination. If this Lease is not terminated as a 14 result of such damage or destruction, then until such repair and restoration of the Premises are substantially complete, Tenant shall be required to pay rent pursuant to Article VI only for those portions of the Premises that. Tenant is able to use while such repair and restoration are being made; provided, however, that if such damage or destruction was caused by the act or omission of Tenant or any Invitee, then Tenant shall not be entitled to any such reduction of Minimum Rent and Additional Rent. 13.2 [Intentionally Deleted] ARTICLE XIV CONDEMNATION 14.1 Condemnation. If the whole or a substantial part (as hereinafter defined) of the Premises, or the use or occupancy of the Premises, shall be taken or condemned by any governmental or quasi -governmental authority for any public or. quasi -public use or purpose (including a sale thereof under threat of such a taking), then this Lease shall terminate on the date title thereto vests in such governmental or quasi governmental authority, and all rent payable hereunder shall be apportioned as of such date. If less than a substantial pant of the Premises, or if the use or occupancy of less than a substantial part of the Premises,: is taken or condemned by any governmental or quasi -governmental authority for any public or quasi -public use or purpose (including a sale thereof under threat of such a taking), then this Lease shall continue in full force and effect as to the portion of the Premises not so taken or condemned, except that as of the date title vests in the governmental or quasi -governmental authority Tenant shall not be required to pay rent with respect to the portion of the Premises taken or condemned. For purposes of this Section, a substantial part of the Premises shall be considered to have been taken if more than one-third (1/3) of the Premises is rendered unusable as a result of such condemnation. The provisions in this Section shall not apply to any condemnation by Landlord or any quasi -public agency in any way affiliated with Landlord. 14.2 Award. All awards, damages and other compensation paid by the condemning authority on account of such taking or condemnation (or sale under threat of such a taking) shall belong to Landlord, and Tenant hereby assigns to Landlord all rights to such awards, damages and compensation. Tenant agrees not to make any claim against Landlord or the condemning authority for any portion of such award or compensation attributable to damages to the Premises, the value of the unexpired Lease Term, the loss of profits or goodwill, leasehold improvements or severance damages. Nothing contained herein, however, shall prevent Tenant from pursuing a separate claim against the condemning authority for relocation expenses and the value of furnishings, equipment and trade fixtures installed in the Premises at Tenant's expense and which Tenant is entitled pursuant to this Lease to remove at the expiration or earlier termination of the Lease Term, provided that such claim shall in no way diminish the award or compensation payable to or recoverable by Landlord in connection with such taking or condemnation. 14.3 Termination of Lease. Notwithstanding anything tothe contrary contained herein, if twenty-five percent (25%) or more of the Property or the Premises is located is taken, condemned, or sold under threat of such a taking, then, whether or not any portion of the Premises 15 is condemned, Landlord shall have the right, in Landlord's sole discretion, to terminate this Lease as of the date title vests in the governmental or quasi -governmental authority. ARTICLE XV DEFAULT 15.1 Event of Default. An Event of Default is: (a)Tenant's failure to make when due any payment of Minimum Rent or Additional Rent or other sum, which failure continues for a period of five (5) business days after written notice from Landlord of such failure to pay on the date due; (b) 'Tenant's failure to perform or observe any other covenant or condition, or agreement, which failure continues for a period of thirty (30) days after written notice thereof to Tenant, provided, however, that if the default cannot, by its nature, be cured within such thirty (30) day period, but Tenant commences and diligently pursues a cure of such default promptly within the initial thirty (30) day cure period, then Landlord shall not exercise any Landlord remedies unless such default remains uncured for more than ninety (90) days after the initial delivery of Landlord's original default notice; (c) Tenant or any agent of Tenant falsifies any report or misrepresents other information required to be furnished to Landlord pursuant to this Lease; or (h) The occurrence of any other event described as a default elsewhere in the Lease or any amendment thereto, regardless of whether such event is defined as an "Event of Default." 15.2 Remedies in Default. If there shall be an Event of Default, including without limitation an Event of Default prior to the Lease Commencement Date, then the provisions of this Section shall apply, and Landlord shall have the right one or more of the following described remedies, in addition to all rights and remedies now or hereafter available at law or in equity: (a) Right to Tei 7inate Lease. Landlord may terminate this Lease at any time after such default. No act by Landlord other than giving notice to Tenant shall terminate this Lease. In addition, without terminating the Lease, the Landlord may terminate the right of the Tenant (or any assignee or successor Tenant) to exercise any Option to Extend or Option to Renew hereunder, at anytime after such default. . 15.3 No Waiver. If Landlord shall institute proceedings against Tenant and a compromise or settlement thereof shall be made, then the same shall not constitute a waiver of the same or of any other covenant, condition or agreement set forth herein, nor of any of Landlord's rights hereunder. 15.4 Payr gtjT tD 'Third Parties. If Tenant fails to make any payment to any third party or to do any act herein required to be made or done by 'Tenant, then.Landlord may, but shall not be required to, make such payment or do such act. The taking of such action by I.,andlord shall not be considered a cure of such default by Tenant or prevent Landlord from pursuing any remedy it is otherwise entitled to in connection with such default. If Landlord elects to make such payment or do such act, then all expenses incurred by Landlord, plus interest thereon at a rate (the "Default 16 Rate") equal to the two (2) percent per month, from the date incurred by Landlord to the date of payment thereof by Tenant, shall constitute Additional Rent due hereunder; provided, however, that nothing contained herein shall be construed as permitting Landlord to charge or receive interest in excess of the maximum rate then allowed by law, 15.5 Late Fee. If Tenant fails to make any payment of rent or any other sum within five business days of the date such payment is due and payable (without regard to any grace period specified in Section 19.1), then Tenant shall pay to Landlord a late charge of five percent (5%) of the amount of such payment or $100.00 whichever is greater. In addition, such payment and such late fee shall bear interest at the Default Rate after the date such payment or late fee, respectively, became due to the date of payment thereol.'by Tenant; provided, however, that nothing contained herein shall be construed as permitting Landlord to charge or receive interest in excess of the maximum rate then allowed by law. Such late charge and interest shall constitute Additional Rent due hereunder. 15.6 [Intent.iionally Deleted] 15.7 No Right Tenant hereby expressly waives, :for itself and all persons claiming by, through or under it, any right of redemption or for the restoration of the operation of this Lease under any present or future law, including without limitation any such right which Tenant would otherwise have in case Tenant shall be dispossessed for any cause, or in case Landlord shall obtain possession of the Premises as herein provided. ARTICLE XVI BANKRUPTCY 16.1 Fivent o1' I3ankruptey. An Event of Bankruptcy is: (a) Tenant becoming insolvent, as that term is defined in Title 11 of the United States Code (the "Bankruptcy Code"), or under the insolvency laws of any state (the "Insolvency Laws"); (b) appointment of a receiver or custodian for any property of Tenant or the institution of a foreclosure or attachment action upon any property of Tenant; (c) filing of a voluntary petition by Tenant under the provisions of the Bankruptcy Code or Insolvency Laws; (d) filing of an involuntary petition against Tenant as the subject debtor under the Bankruptcy Code or Insolvency Laws, which either (1) is not dismissed within thirty (30) days after filing, or (2) results in the issuance of an order for relief against the debtor; or (e) Tenant's making or consenting to an assignment for the benefit of creditors or a composition of creditors. 16.2 Landlord's Retnedies. Upon occurrence of an Event of Bankruptcy, Landlord shall have all rights and remedies available pursuant to this Lease; provided, however, that while a case (the "Case") in which Tenant is the subject debtor under the Bankruptcy Code is pending, Landlord's right to terminate this Lease shall be subject, to the extent required by the Bankruptcy Code, to any rights of Tenant or its trustee in bankruptcy (collectively, "Trustee") to assume or assign this Lease pursuant to the Bankruptcy Code. Trustee shall not have the right to assume or assign this Lease unless Trustee promptly (a) cures all defaults under this Lease, (b) compensates Landlord for damages incurred as a result of such defaults, (c) provides adequate assurance of future performance on the part of Tenant as debtor in possession or Tenant's assignee, and (d) 17 complies with all other requirements of the Bankruptcy Code. If Trustee fails to assume or assign this Lease in accordance with the requirements of the Bankruptcy Code within sixty (60) days after the initiation of the Case, then Trustee shall be deemed to have rejected this Lease. Adequate assurance of future performance shall require that the following minimum criteria be met: (1) Trustee must pay its estimated pro-rata share of the cost of all services performed or provided by Landlord (including without limitation attorney's fees, whether, directly or through agents or contractors and whether or not previously included as part of Minimum Rent) in advance of the performance or provision of such services; (2) Trustee must agree that Tenant's business shall be conducted in a first-class manner, and that no liquidating sale, auction or other non -first-class business operation shall be conducted in the Premises; (3) Trustee must agree that the use of the Premises as stated in this Lease shall remain unchanged and that no prohibited use shall be permitted; (4) Trustee must agree that the assumption or assignment of this Lease shall not violate or affect the rights of other tenants of the Property; (5) Trustee must pay at the time the next monthly installment of Minimum Rent is due, in addition to such installment, an amount equal to the monthly installments of rent due for the next six (6) months thereafter, such amount to be held as a security deposit; (6) Trustee must agree to pay, at any time Landlord draws on such security deposit, the amount necessary to restore such security deposit to its original amount; and (7) all assurances of future performance specified in the Bankruptcy Code must be provided. 16.3 Rejection of Lease. Notwithstanding anything contained in this Lease to the contrary, if this Lease is rejected in any bankruptcy action or proceeding filed by or against Tenant, and the effective date of the rejection is on or after the date upon which that month's Rent is due and owing, then the Rent owing under this Lease for the month during which the effective date of such rejection occurs shall be due and payable in full and shall not be prorated. ARTICLE XVII HOLDING OVER 17.1 1 [olding Ovvr. If Tenant or any assignee, subtenant or licensee of Tenant shall not immediately surrender the Premises (or any portion thereof) on the date of the expiration or earlier termination of the Lease Term, then (i) Tenant shall automatically'become a tenant at sufferance upon all the terms and conditions contained herein, except as to Lease Term and Minimum Rent, (ii) Tenant shall pay Landlord for each day Tenant retains possession of the Premises or any part thereof after the expiration or earlier termination of the Lease Term, an amount which is the greater of (a) the daily rate of fair market rent for the Premises, or (b) double the daily rate of Second Option Term sums payable by Tenant Colder this Lease, including any increases in Minimum Rent provided for herein calculated as if' the holdover period during which Tenant's possession continues were originally included within the Lease Term, and (iv) Tenant shall pay all direct and consequential damages sustained by Landlord as a result of such holdover. Landlord's acceptance of such rent from Tenant shall not in any manner impair or adversely affect Landlord's other rights and remedies hereunder, including, but not limited to, (i) Landlord's right to evict Tenant from the Premises, and (ii) Landlord's right to recover damages pursuant to this Lease and such other damages as are available to Landlord at law or in equity. Such tenancy at sufferance may be terminated by either party by not less than thirty (30) days prior written notice to the other. 18 17.2 Voluntary _SUrrcnder. The voluntary or other surrender of this Lease by Tenant, or a mutual cancellation thereof, shall not work a merger, but shall, at the option of Landlord, terminate the Lease. ARTICLE XVIII HAZARDOUS SUBSTANCES 18.1 Presence and Use of Hazardous Substances. Tenant shall not, without Landlord's prior written consent, keep, on or around the Premises, Common Areas or Property, for use, handling, transport, disposal, treatment, generation, storage or sale, any substances designated as, or containing components designated as hazardous, dangerous, toxic, hannful, medical or infectious (collectively referred to as "Hazardous Substance"), and/or is subject to regulation by any federal, state or local law, regulation, statute, ordinance or management plan. Hazardous Substance shall also include (a) "hazardous wastes", as defined by the Resource Conservation and Recovery Act of 1976, as amended from time to time, (b) "hazardous substances", as defined by the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, (c) "toxic substances", as defined by the Washington State Model Toxic Substances Control Act, as amended from time to time, (d) "hazardous materials", as defined by the Hazardous Materials Transportation Act, as amended from time to time, (e) oil or other petroleum products, and (f) any substance whose presence could be detrimental to the Property or hazardous to health or the environment. With respect to any such Hazardous Substance, Tenant shall; (a) Comply promptly, timely, and completely with all governmental requirements for reporting, keeping and submitting manifests, and obtaining and keeping current identification numbers; (b) Submit to Landlord true and correct copies of all reports, manifests and identification numbers at the same time as they are required to be and/or are submitted to the appropriate governmental authorities; (c) Within five (5) days of Landlord's request, submit written reports to Landlord regarding Tenant's use, handling, storage, treatment, transportation, generation, disposal or sale of Hazardous Substances and provide evidence satisfactory to Landlord of Tenant's compliance with the applicable government regulations; (d) Allow Landlord or Landlord's agent, representative or consultant to come on the Premises at all times to check Tenant's compliance with all applicable governmental regulations regarding Hazardous Substances and to assess the environmental condition of the Premises, including, but not limited to, the imposition of an environmental audit; (e) Comply with minimum levels, standards or other performance standards or requirements which may be set forth or established for certain Hazardous Substances (if minimum standards or levels are applicable to Hazardous Substances present on the Premises, such levels or 19 standards shall be established by an on -site inspection by the appropriate governmental authorities and shall be set forth in an addendum to this Lease); and (f) Comply with all applicable governmental statutes, ordinances, rules, regulations, management plans and requirements regarding the proper and lawful use, handling, sale, transportation, generation, treatment, and disposal of Hazardous Substances. Any and all costs incurred by Landlord and associated with Landlord's inspection of Tenant's Premises and Landlord's monitoring of Tenant's compliance with this Section, including Landlord's attorneys' and consultants' fees and costs, shall be Additional Rent and shall be due and payable to Landlord immediately upon demand by Landlord if such inspection and monitoring shows that 'tenant was not in compliance with this Section 25. Additionally, Tenant shall advise Landlord in writing immediately of any environmental concern related to Tenant's use and occupancy of the Premises brought to Tenant's attention by any private party or governmental agency or official. Landlord shall have the right to remedy any environmental problem and to conduct any environmental tests reasonably necessary to discover a hazardous waste or other environmental problem and Tenant shall be liable for all costs and expenses related to such tests or remedial action if a hazardous waste or environmental problem caused by Tenant is found to exi St. 18.2 Cleanu a Casts. Default and Indemnification. (a) Tenant shall be fully and completely liable to Landlord for any and all cleanup costs, and any and all other charges, fees, penalties (civil and criminal) imposed by any governmental authority with respect to Tenant's use, handling, disposal, transportation, generation and/or sale of Hazardous Substances, in or about the Premises, Common Areas, or Property. (b) Tenant shall indemnify, defend and save Landlord harmless from any and all of the costs, fees, penalties and charges assessed against, incurred by or imposed upon Landlord (as well as Landlord's attorneys' and consultants' fees and costs) as a result of Tenant's use, handling, disposal, transportation, generation and/or sale of Hazardous Substances. (c) Upon Tenant's default under this Section, in addition to the rights and remedies set forth elsewhere in this Lease, Landlord shall be entitled to the following rights and remedies: (i) At Landlord's option, to terminate this Lease immediately; and (ii) To recover any and all damages associated with the default, including, but not limited to cleanup costs and charges, civil and criminal penalties and fees, loss of business and sales by Landlord and other tenants of the Property, any and all damages and claims asserted by third parties and Landlord's attorneys' and, consultants' fees and costs. 18.3 Survival. The provisions of this Article shall survive the expiration or earlier termination of this Lease. 4 1 ARTICLE XIX GENERAL PROVISIONS 19.1 Merger. Tenant acknowledges that neither Landlord nor any broker, agent or employee of Landlord has made any representations or promises with respect to the Premises or the Property except as herein expressly set forth, and no .rights, privileges, easements or licenses are being acquired by Tenant except as herein expressly set forth. 19.2 Relationship. Nothing contained in this Lease shall be construed as creating any relationship between Landlord and Tenant other than that of landlord and tenant. 19.3 Waivers. (a) TENANT WAIVES TRIAL BY JURY IN ANY ACTION, PROCEEDING, CLAIM OR COUNTERCLAIM BROUGHT IN CONNECTION WITH ANY MATTER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS LEASE, 'fHE RELATIONSHIP OF LANDLORD AND TENANT HEREUNDER, TENANT'S USE OR OCCUPANCY OF THE PREMISES, AND/OR ANY CLAIM OF INJURY OR DAMAGE. THIS WAIVER IS KNOWINGLY, INTF.,NTIONALLY AND VOLUNTARILY MADE, AND TENANT ACKNOWLEDGES (i) THAT NEITHER LANDLORD, NOR ANY PERSON ACTING ON BEHALF OF LANDLORD, HAS MADE ANY REPRESENTATIONS OF FACT TO INDUCE THIS WAIVER OR IN ANY WAY MODIFY ITS EFFECT, AND (ii) THAT EACH HAS READ AND UNDERSTANDS THE MEANING AND RAMIFICATIONS OF THIS WAIVER PROVISION. 19.4 Notice. All notices or other communications required hereunder shall be in writing and shall be deemed duly given when (i) delivered in person (with receipt therefor), (ii) when sent by first class mail, (iii) sent by certified or registered mail return receipt requested, postage prepaid, regardless of whether or not there is an acceptance or acknowledgement of acceptance, (iv) sent by overnight courier, or (v) sent by telecopier (facsimile), to the addresses set forth in Sections 1.1(n) and (o), provided that after the Lease Commencement Date, all notices to Tenant may, at Landlord's option, be sent to the Premises. All notices from Landlord may be given by Landlord or any authorized agent of Landlord. Either party may change its address for the giving of notices by notice given in accordance with this Section. If Landlord or the holder of any Mortgage notifies Tenant that a copy of each notice to Landlord shall be sent to such holder at a specified address, then no notice to Landlord shall be considered duly given unless such copy is simultaneously given in accordance with this Section to such holder. 19.5 Severabilil . Each provision of this Lease shall be valid and enforced to the fullest extent permitted by law. If any provision of this Lease or the application thereof to any person or circumstance shall to any extent be invalid or unenforceable, then such provision shall be deemed to be replaced by the valid and enforceable provision most substantively similar to such invalid or unenforceable provision, and the remainder of this Lease, or the application of such provision to persons or circumstances other than those as to which it is invalid or unenforceable, shall not be affected thereby. This Lease shall not be construed against any party solely by virtue of the fact 21 that such party or its counsel was primarily responsible for its preparation. 19.6 Bindln? F . M. The provisions of this Lease shall be binding upon, and shall inure to the benefit of, the parties hereto and each of their respective representatives, successors and assigns, subject to the provisions hereof restricting assignment or, subletting by Tenant. 19.7 Entire Ag mement. This Lease contains and embodies the entire agreement of the parties hereto and supersedes all prior agreements, negotiations, letters of intent, proposals, representations, warranties, understandings and discussions between the parties hereto. Any representation, inducement, warranty, understanding or agreement that is not contained in this Lease shall not be of any force or effect. This Lease may not be modified or changed in whole or in part in any manner other than by an instrument in writing duly signed by both parties hereto. Tenant hereby authorizes Landlord to obtain, from time to time during the Lease Term, credit reports on Tenant. 19.8 Governing Law, COIIA1'LtCti0n; Waiver of Jury Trial. This Lease shall be governed by, and construed in accordance with, the laws of the jurisdiction in which the Property is located, without regard to its conflicts of laws provisions. The printed provisions of this Lease were drawn together by Tenant and Landlord, so that this Lease shall not be construed for or against Landlord or Tenant, but this Lease shall be interpreted in accordance with the general tenor of the language in an effort to reach the intended result. The Tenant hereby waives trial by jury in any action, proceeding, or permissive counterclaim involving any matters whatsoever arising out of or in any way connected with the Lease, the relationship of Landlord and Tenant, Tenant's use or occupancy of the Premises, or claim or injury or damage. 19.9 ].-1.eadings. Headings are used herein for convenience and shall not be considered when construing this Lease. 19.10 Time is of the Essence. Time is of the essence with respect to each of Tenant's obligations under this Lease. 19.11 Coiinterpatls. This Lease may be executed in multiple counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same document. 19.12 Recordation. This Lease shall not be recorded except that upon the request of Landlord, Tenant shall execute, in recordable form, a short -form memorandum of this Lease. Such memorandum may be recorded at Landlord's expense in the land records of the jurisdiction in which the Property is located. 19.13 St.%.ry 1. Any liability of Tenant to Landlord, and any indemnification obligation of Tenant, existing hereunder as of the expiration or earlier termination of the Lease Term, any warranties of Tenant or environmental or legal compliance required hereunder by Tenant, shall survive such expiration or earlier termination of this Lease. 19.14 I+orce Maieure. If Landlord or Tenant is in any way delayed, interrupted or 22 prevented from performing any of its obligations under this Lease, and such delay, interruption or prevention is due to fire, act of God, governmental act or failure to act, strike, labor dispute, acts of war, terrorism, and bioterrorism, inability to procure materials, or any cause beyond Landlord or Tenant's reasonable control (whether similar or dissimilar), then the time for performance of the affected obligation(s) by Landlord or Tenant shall be excused for the period of the delay and extended for a period equivalent to the period of such delay, interruption or prevention. 19.15 Keys. At the expiration or earlier termination of the Lease Term, Tenant shall deliver to Landlord all keys to the Property or the Premises, whether such keys were furnished by Landlord or otherwise procured by Tenant, and shall inform Landlord of the combination of each lock, safe and vault, and security system, if any, in the Premises. The acceptance of keys to the Premises by the Landlord, its agents, employees, contractors or any other person on Landlord's behalf shall not be deemed or constitute a termination of this Lease unless such termination is evidenced in writing signed by the Landlord. 19.16 Attorney's Fees. Should it be necessary for any party to this Lease to initiate legal proceedings to enforce this Lease, including without limitation, to recover any rent due hereunder, or for breach of any provision of this Lease or to recover possession of the leased Premises, each party shall bear its own attorney's fees and disbursements (including costs and the fees and expenses of expert and fact witnesses) r in preparing for suit, during suit, on appeal, on petition for review, and in enforcing any judgment or award. 19.17 Tenant Warranties. Tenant and the persons and/or entities executing this Lease on behalf of Tenant represent and warrant that: (a) Tenant is a duly organized, authorized and validly existing partnership, corporation or limited liability company, as the case may be, and is qualified to do business in the state in which the Premises is located; (b) such persons and/or entities executing this Lease are duly authorized to execute and deliver this Lease on Tenant's behalf in accordance with the duly adopted resolution of Tenant's board of directors and the Tenant's by- laws (if Tenant is a corporation), and (c) this Lease is binding upon Tenant in accordance with its terms. 19.18 Covenants, Conditions and Restrictions. Tenant's rights under this Lease are subject to any covenants, conditions and/or restrictions now or hereafter recorded against the Property and/or the real property on which the Premises is located. IN WITNESS WHEREOF, Landlord and Tenant have executed this Lease as of the date first above written. LANDLORD: City of Port Orchard, a Washington municipal corporation By: Date: C�] Mayor Rob Putaansuu 23 TENANT: Kitsap Bank a Washington banking corporation By: h Print name: Its: �''6z r 11U C.�7 Date: jo&�CL' 7bc�7 '? , a zl LANDLORD STATE OF WASHINGTON ) ) ss. LLC ACKNOWLEDGEMENT COUNTY OF KITSAP ) On this day personally appeared before me Rob Putaansuu, to me known to be the individual described who executed the within and foregoing instrument as duly appointed Mayor of the City of Port Orchard f and acknowledges that he signed the same as his free and voluntary act and deed and on oath stating that his powers authorizing the execution of this instrument have not been revoked. Given under my hand and official seal this l c6 day of 2021. f �`��,•,sti tit�f €rirr�e,�f� IIJr♦p1311{Sl1' STATE OF WASHINGTON COUNTY OF KITSAP *00t + Public in and for 1hVState of Washington Printed Name:- -� Residing at: �' My commission expires: _- 1.5 - TENANT ss. ACKNOWLEDGEMENT On this day personally appeared before me ; to mmee known to be the individual described whofor �Qo exe uted the tin and foregoing instrument as 1Land acknowledges that he he � signed the same axilaer free and voluntary act and deed and on oath stating that his/her powers authorizing the execution of this instrument have not been revoked. Given under my land and official seal this ?�ayorc&e 2021 24 =NUMBER SSE NOTARYUBl�IC tary Public in and for the State of ltot� STATE I" To Printed Name: Sabre S. Massev BER 60303 Residing at: �❑ 1 �AUG. 28. 2022 My Commission expires: 25 EXHIBIT A LEGAL DESCRIPTION OF THE PROPERTY Kitsap County Tax Parcel No. 4650-011-001-0001: PTN BLK 11 & BLK 11 SIDNEY TDLDS (NOW PORT ORCHARD) CNVYD BY AUD NO 1104385 DAF, LOTS 1 THRU 4 BLK 11 EXC ANY PTN THOF LY WHIN SIDNEY TDLDS & ALSO LOTS 1 "THRU 4 BLK 11 SIDNEY TDLDS & ALSO TH PTN OF PORT STR VAC UNDER PTO CITY ORD NO 941 AS SHOWN ON SIDNEY TDLDS DAF, BAT NWLY COR LOT 1 BLK 11 SD PLAT TH SELY ALG WLY LN SD LOT & AL,G ELY R/W MGN SD STR 70FT TO SWLY COR SD LOT TH WLY ALG EXT OF SLY LN SD LOT 11.99FT TAP ON LN LY PLW & 1OFT WLY (AS MEAS AT R/A TO) ELY MGN OF SD STR TH NWLY ALG SD PLL LN 61.35FT TAP ON SWL Y F_,XT OF NWLY LN BLK 11 TH NELY LOFT ALG SD EXT 'TO POB Kitsap County Tax Parcel No. 262401-1-001-2004 (Subject to DNR Lease): HARBOR AREA FRTG BLK 11 SIDNEY (NOW PORT ORCHARD) TDLDS CNVYD BY AUD NO 1104385 BEING IN FRT OF BLK 11 ORIG PLAT OF SIDNEY TGW VAC PTN OF PORT STR ADJ THRTO ALL INCL IN FDT, BAT MOST WLY COR OF BLK 11 SIDNEY TDLDS SD POB BEING A PT ON INNER HARBOR LN TH N46*40'16E 215.12 FT ALG SD LN & NWLY BDRY SD BLK TO AN ANG PT THRIN TH S80* 18'33E 3.05FT ALG SD LN & NLY BDRY TH LEAV SD LN & NLY BDRY N31 *50'43W 206.57FT TH S46*4O'l6W 227.65FT TH S31 *50'43E 204.09FT TAP ON SD INNER HARBOR LN & TH N46*40'16E 10.20FT TO POB (HARBOR AREA .LEASE NO 2336 AS SHOWN ON EXHIBIT ON FILE WITH APPLICATION AT OLYMPIA) 26 CONTRACT NO.070-21 REAL ESTATE PURCHASE AND SALE AGREEMENT This Deal Estate Purp a and Sale Agreement (thus-"Aereerment") is dated for reference purposes as of S' 1S' a� 2021, by and between the -City of Port Orchard, a Washington State municipal corporation (`Buyer"), and Kitsap Bank, a Washington banking corporation ("Seller"). Buyer and Seller may be individually referred to herein as a "Party" and collectively as the "Parties." NOW, THEREFORE, for good and valuable consideration, the sufficiency and receipt of which are hereby acknowledged, the Parties agree as follows: 1. Basic Dates and Terms. In addition to those defined elsewhere in this Agreement, defined time periods and terms applicable to this Agreement include the following: (A) "D_ue Diiikence; Period" means the period ending at 5:00 p.m. Pacific Time on September 1, 2021. (B) "Closing. Date" shall be on or before December 15, 2021. "Close of Escrow" or Closin " may be used interchangeably in this Agreement, either term meaning the condition that exists upon recording of the Deed and payment of the Purchase Price (net of prorations and adjustments allowed by this Agreement) as defined below. (C) "Purehase Preee" is Two Million Five Hundred Thousand and no/100ths Dollars ($2,500,000). No value shall be allocated to Personalty. (D) "Escrow. Agent" shall be Land Title Company (attention Sabre Massey), whose office is located at 600 Kitsap St #101 Port Orchard WA 98366. (E) "Thle Comoanvll shall be Land Title Company (attention Sabre Massey), whose office is located at 600 Kitsap St #101 Port Orchard WA 98366. (F) J1nten,ti6h:d 1 'OtkAttetll (G) "Property" is defined in Section 2 of this Agreement. (H) "Service Conf ets" means all contracts to which Seller is a party relating to the operation, maintenance or management of the Property, including any agreements for electric, gas, telephone, cable television and electronic communications, security alarm monitoring, sewer, trash collection or similar services, supply contracts, and leasing brokerage agreements. Seller shall provide copies of all Service Contracts, to the extent in writing, as part of the Property Information. At Closing, Buyer shall assume and take the Property subject to all Service Contracts (except as set forth in Section 7(Q of this Agreement), including, but not limited to contracts, easements and rights of access for electronic communications, cable internet, cable television and similar contracts whose terms extend beyond the Closing Date. Buyer's right or duty to assume, and Seller's duty to terminate Service Contacts as of Closing are as stated in Section 7(Q below. (1) "Business, Day means any day of the week other than a Saturday, Sunday or a legal holiday in the state in which the Property is located. M "Including" has the same meaning as "including but not limited to," or "including, without limitation." Use of the term "including" is not intended to be exclusive as to matters not specifically mentioned. (K) "Transaction" means the purchase and sale agreement, transfer of the Property, and all other actions of the Parties described in this Agreement. 2. Agreement to Purchase and Identification of Leases and Property. Subject to all ofthe terms and conditions of this Agreement, Buyer agrees to purchase from Seller, and Seller agrees to sell to Buyer, all of the following property (collectively, "Proper "): (A) the tract or tracts of land legally described in Exhibit A to this Agreement and all related rights and appurtenances, including such portion of the land that is subject to that Aquatic Lands Lease No. 22-A02336 ("DNR Lease") with the Department of Natural Resources ("Land"); (B) all buildings, structures, parking areas, sidewalks, landscaping and other improvements located on the Land (collectively, the "Imnr'ovements"); (C) [Intentionally Omitted] (D) all right, title and interest of Seller in and to (a) all transferable permits, licenses, approvals, utility rights, development rights and similar rights related to the Property, if any, whether granted by governmental authorities or private persons, and (b) all assignable warranties and guaranties covering all or any part of the Property (collectively, the "Intang tiles '), and (e) all Service Contracts. As used herein, ";Service Contracts" means all contracts to which Seller is a party relating to the operation, maintenance or management of the Property, including any agreements for electric, gas, telephone, cable television, security alarm monitoring, sewer, trash collection or similar services, supply contracts, and leasing brokerage agreements that Buyer expressly agrees to assume at Closing. 3. Payment of the Purchase Price. (A) Purehase Price. The Purchase Price in the amount stated in Section I (Q shall be paid to Seller at Closing with credit for any adjustments to occur at Closing as expressly provided for in this Agreement.. Buyer's funds comprising the Purchase Price with such credit and adjustments, in the total amount required for Closing, shall be delivered by Buyer to the Escrow Agent by wire transfer received not Iaer than 12:00 p.m., Pacific Standard Time, on the Closing Date. (B) lndegendent Consideration. Within ten (10) days after the Effective Date, Buyer shall deliver to the Escrow Agent the amount of One Hundred Dollars (5100.00) ("Independent. Con'sldeittion"). The Independent Consideration shall be non-refundable to Buyer as independent consideration for the rights and options extended to Buyer hereunder, including without limitation, the right and option to terminate this Agreement as provided herein. The Independent Consideration shall be disbursed to Seller immediately following Buyer's deposit thereof into the escrow. In all instances under this Agreement in which Buyer elects to terminate or is deemed to have terminated this Agreement, Seller shall retain the Independent Consideration. The Independent Consideration shall not be applicable towards the Purchase Price or treated as consideration given by Buyer for any purpose other than as stated in this Section 3(B). 4. Buyer Conditions. 2 (A) Due Dilimice Condition. (1) Due Diligence. During the period specified in Section i(A) of this Agreement, Buyer shall have the right to make such inquiries and undertake such analysis as Buyer elects to make in its sole and independent discretion to determine, assess and evaluate, to Buyer's satisfaction, the suitability of the Property for Buyer's purposes and the feasibility of Buyer's purchase, operation, and development of the Property, including the value of the Property to Buyer; all financial and economic aspects thereof, regulatory requirements for operation and development of the Property and Buyer's ability to comply therewith; the physical, environmental, geotechnical and other conditions of the Property; location of the Property including its proximity to public services, other properties, population centers and other location -related factors; taxes; risks attendant to such ownership, operation, and development; receipt of consent from the Department of Natural Resources to assume the existing DNR Lease or to enter into a new lease with Buyer upon terms and conditions acceptable to Buyer; obtaining approvals, satisfactory to the Buyer, for any federal, state or other sources of funding to acquire the Property; obtaining approval of this Agreement and the Transaction from the City Council of the City of Port Orchard; and all other factors deemed pertinent by Buyer in its sole and absolute, independent assessment, evaluation and judgment. Buyer shall provide periodic updates to Seller, to the extent not deemed privileged or confidential by Buyer, upon Seller request, regarding the status of applications for federal, state or other sources of funding for Buyer's purchase of the Property. (2) _ Apnroval Notice: At any time prior to the end of the Due Diligence Period, Buyer may elect to approve or disapprove, in Buyer's sole discretion; the suitability of the Property for Buyer's intended purposes. Buyer shall deliver written notice of its approval of such matters ("Approval Notice") to Seller and Escrow Agent at any time prior to the end of the Due Diligence Period. Included with the Approval Notice, Buyer shall deposit with Escrow Agent, Fifty Thousand and No/100 Dollars ($50,000.00) ("Earnest Money"). If directed by Buyer, the Escrow Agent shall deposit the Earnest Money in an interest bearing account. If Buyer does not deliver the Approval Notice and Earnest Money by the end of the Due Diligence Period, this Agreement shall terminate. (3) Effect of Buver Notice to Terminate (or Failure to Provide Approval Notice ; If Buyer elects to terminate this Agreement under this Section 4, or if Buyer in any event fails timely to provide an Approval Notice, then in the event of any of the foregoing, the escrow will be terminated, all documents will be returned to the Party who deposited them, and neither Party will have any further rights or obligations under this Agreement except as otherwise provided in this Agreement. If this Agreement is terminated through no fault of Seller, then Seller and Buyer will share equally any costs of terminating the escrow and any cancellation fee for the Title Report. (B) Title Review. (1) Title Report mid 'Suryey. Upon execution of this Agreement (if not before), Buyer will order, through the Escrow Agent, from the Title Company, a preliminary title reportT pertaining to the Property and underlying title documents (" ft Re ri xt"). In addition, as part of the Due Diligence Materials, Seller shall deliver to Buyer the most recent ALTA Survey relating to the Property, if any, in Seller's possession ("Survey"). Within thirty (30) days after the date on which Buyer has received access to the Title Report and the Survey, Buyer shall notify Seller in writing as to any matter disclosed on the Title Report or Survey to which Buyer objects ("Disapproved Ezeentibns"). If Buyer fails to give Seller written notice within said 30-day period, Buyer will be deemed to have approved the condition of title to the Property as disclosed in the Title Report and on the Survey. If Buyer timely gives notice of any Disapproved Exceptions, Seller shall have ten (10) days after receipt of such notice to give Buyer notice of whether Seller will undertake to remove all, some or none of the Disapproved Exceptions. If Seller fails to give Buyer notice before the expiration of such 10-day day period, Seller will be deemed to have elected not to remove any of the Disapproved Exceptions. Unless Seller gives notice that it will remove all of the Disapproved Exceptions, Buyer will have ten (10) days after receipt of Seller's notice (or 10 days after the date Seller's response, if any, was due) to notify Seller of Buyer's election either to proceed with the purchase and take the Property subject to those Disapproved Exceptions which Seller has not agreed to remove, or to terminate this Agreement. Except as to Monetary Liens, which shall not in any event constitute Permitted Exceptions, and which Seller shall have the obligation to remove, unless it gives express written notice to the contrary, Seller shall not have a duty to remove any Disapproved Exceptions. However, if Seller gives written notice stating it will cause one or more of the Disapproved Exceptions to be removed, then fails to remove such Disapproved Exceptions, at or by the Closing Date, or if at or before Closing Seller has failed to remove all Monetary Liens, Buyer will have the right either to (1) elect to terminate this Agreement by written notice to Seller or (2) proceed with the purchase, with an abatement of the Purchase Price equal to the actual cost of removing from title those Disapproved Exceptions which Seller had given notice of its intent to remove, and to take the Property subject to those Disapproved Exceptions. If Buyer elects to proceed with the purchase, Seller hereby agrees and instructs Escrow Agent to pay, satisfy and remove from title to the Property all Monetary Liens using so much of Seller's proceeds as necessary thereto. All of the exceptions to title disclosed on either of the Title Report or the Survey, excepting only those Disapproved Exceptions Seller has agreed in writing to remove at or before Closing and further excepting all Monetary Liens, are referred to herein as the "Permitted Exceptions." (2) Monetacy Liens. Notwithstanding anything to the contrary in this Agreement, with exception as to the lien of any tax or assessment not due or delinquent as of the Closing date, at or before Closing, Seller shall cause all Monetary Liens affecting the Property to be paid, satisfied, released, discharged and otherwise removed from title to the Property, and Seller shall further indemnify and hold Buyer harmless therefrom. As used herein, 'Monetary Lien" means any lien, encumbrance or other claim affecting title to the Property which may be removed by payment of money, including any mortgage, deed of trust, security interest, tax lien, mechanic's lien, materialman's lien, broker's lien, judgment lien, assessment or similar obligation. (3) New Survey,. Supplemental Report. Buyer shall have the right, but not the obligation during the Due Diligence Period to order an update of the Survey or a new ALTA survey of the Property (in either case, provided such update or new survey is ordered for delivery prior to the end of the Due Diligence Period, the "New Survey"). If Buyer orders a New Survey, Buyer shall direct its surveyor to provide a complete copy thereof to Seller contemporaneously with delivery of the same to Buyer. A survey or survey update not delivered prior to the end of the Due Diligence Period shall have no bearing on Buyer's rights or Seller's obligations under this Agreement and shall not constitute a "New Survey" for purposes of this Section 4(B)(3). If the New Survey is received prior to the end of the Due Diligence Period, and if there should be any new matter disclosed on the New Survey not previously shown on the Survey, or if the Title Company issues a supplement to the Title Report showing any new title exception or other matter 4 affecting title to the Property not disclosed on the Title Report (whether resulting from the New Survey or otherwise), then in either such case, Buyer will have the right to notify Seller of its disapproval of such new matter or new title exception(s) by notice given to Seller within ten (10) days after Buyer's receipt of the New Survey or the supplement to the Title Report, as applicable, and Seller will have ten (10) days to give Buyer notice of the action, if any, that Seller proposes to take as to such new matter or new exception. If Seller fails to provide such notice, or if Buyer is dissatisfied with the action Seller proposes to take as specified in Seller's notice (unless Seller's proposed action will cure any such matter or title exception entirely), Buyer shall have the right to terminate this Agreement by written notice given to Seller, which notice, however, must be given to Seller within ten (10) days after the date Buyer receives Seller's notice of its proposed action (or, if Seller provides no notice, within ten (10) days after the date on which Seller's notice was due in accordance with this Section 4(B)(3)). 5. Close of Escrow. (A) Escrow. The purchase of the Property will be completed through an escrow opened with the Escrow Agent designated in Section 1(D), who shall serve as the closing agent and shall coordinate issuance of the Title Report and Title Policy. The escrow will be opened by delivering to the Escrow Agent a fully -executed copy of this Agreement. Close of Escrow will take place on the Closing Date specified in Section 1(B) at the office of the Escrow Agent, time being of the essence hereof. (B) Seller Closing Deliverles. Prior to Close of Escrow, Seller will deposit with the Escrow Agent the following items (collectively, the ':Sreller C.losink Oelivetie ') with written instructions to deliver and, with respect to the Deed, record the following in accordance with this. Agreement: (a) a Statutory Warranty deed in the form attached hereto as Exhibit S, executed and acknowledged by Seller, conveying the Land and the Improvements to Buyer, subject to the Permitted Encumbrances ("Deed"); (b) a Bill of Sale in the form attached hereto as Exhibit C, executed by Seller conveying any personal property, as Buyer and Seller may agree, to Buyer ("Bill. of 'So 1'p"); (c) a General Assignment in the form attached hereto as E-xhibit I , executed by Seller, conveying to Buyer all right, title and interest of Seller in, to and under the Intangibles and Service Contracts ("General.Assigrnment'); (d) a lease in the form attached hereto as =Exhibit F, pursuant to which Seller shall be a tenant of the Property with a forty-two (42) month lease term, at a Zero Dollar ($0) base rent but the obligation to pay customary operating expenses (i.e. NNN) and utilities, and up to two (2), eighteen (18) month option terms provided the second option term shall be exercised only where Seller's relocation is prevented by acts of God, inability to obtain labor or materials or reasonable substitutes therefor, governmental restrictions, regulations or controls, enemy or hostile governmental action, riot, civil commotion, fire or other casualty, pandemic, and other causes beyond the reasonable control of the Seller, and provided the first option term and the first twelve (12) months of the second option terms shall be subject to a Zero Dollar ($0) base rent but the obligation to pay customary operating expenses (i.e. NNN) and utilities, and for the final six (6) months of the second option term the rent shall be set at $13,700.00 per month with Seller paying all customary operating expenses (i.e. NNN) and utilities, executed and acknowledged by Seller ("Lease"); (e) a lease assignment of the DNR Lease, or a new aquatic lands lease between Buyer and the Department of Natural Resources regarding same, upon terms and conditions acceptable to Buyer; (f) a Certificate of Non -Foreign Status (FIRPTA), dated the date of Close of Escrow and executed by an appropriate representative of Seller under penalty of perjury, stating that Seller is not a "person" with respect to whom withholding is required under Section 1445 of the Internal Revenue Code; (g) Seller's estimated closing settlement statement prepared by the Escrow Agent reflecting the Purchase Price and all prorations and adjustments made pursuant to this Agreement ("Seller's dosing Statement"); (h) an affidavit in form reasonably required by Title Company for issuance of the Title Policy without general exceptions for mechanics', materialmen's or other statutory liens, parties in possession and other general title exceptions; and (i) such documents as the Escrow Agent or the Title Company may reasonably require to establish the authority of Seller to complete the Transaction or as otherwise required by Escrow Agent or Title Company to complete the Transaction. (C) Buyer Closiug Deliveries. Prior to Close of Escrow, Buyer will deposit with the Escrow Agent the following ("Buy er. Closing Deliveries") with written instructions to deliver the same in accordance with this Agreement: (a) immediately available funds in the amount of the Purchase Price as adjusted pursuant to this Agreement, and all other funds required from Buyer to complete Closing as shown on Buyer's Closing Statement; (b) the Lease executed and acknowledged by Buyer as landlord; (c) a lease assignment of the DNR Lease, or a new aquatic lands lease between Buyer and the Department of Natural Resources regarding same, upon terms and conditions acceptable to Buyer; (d) the General Assignment; (e) Buyer's estimated closing settlement statement prepared by the Escrow Agent reflecting the Purchase Price, and all prorations and adjustments made pursuant to this Agreement ("Buyer's :Closing Statement"); and, (f) such documents as the Escrow Agent or Title Company may reasonably require to establish the authority of Buyer and otherwise to complete the Transaction or as otherwise required by Escrow Agent or Title Company to complete the Transaction. (D) Return :af Documents: Documents and any funds deposited in escrow under Section S(B) or 5(Q will be returned to the Party who deposited them if the Seller or Buyer terminates its obligation to complete the Transaction under circumstances permitted by this Agreement. (E) Closel of 'Eserow. Provided all conditions to Closing as set forth in this Agreement have been satisfied or waived, the Escrow Agent will close escrow on the Closing Date by (a) delivering the Deed for recording, with instructions to deliver the Deed to Buyer after recording; (b) paying Seller Proceeds to Seller and third parties designated by Seller according to Seller's Closing Statement; (c) delivering the Buyer Closing Deliveries (other than Buyer's Closing Statement) to Seller; and (d) delivering the Seller Closing Deliveries (other than the Deed and the Seller's Closing Statement) to Buyer. The foregoing shall be completed in such order as determined by Escrow Agent consistent with this Agreement and as required for completion of the Close of Escrow. The Earnest Money, plus any interest accrued thereon, shall be applied to the Purchase Price by Escrow Agent at Closing. (F) Contracts:. Lease`s. etc. Simultaneously with the Close of Escrow, Seller shall deliver or cause to be delivered to Buyer, outside of escrow, originals or, if originals are not in possession of Seller, copies, of (a) documents evidencing other permits, licenses, approvals, plans and specifications, as -built drawings, utility rights, development rights and similar rights related to the Property, if any, that are transferred to Buyer; (b) all assignable warranties and guaranties, to the extent existing, covering all or any part of the Property transferred to Buyer; and (c) all assignable Service Contracts assumed by Buyer as provided for in Section 7(C) below. 6. Conditions to Closing. R The obligation of each of Seller and Buyer to complete Closing is subject to the following conditions precedent (each a "Seller's Condition te-Closine" or "Bu-i•er's Contlitifln to Closine" as specified below): (1) SeIler's Conditions to Closing. The obligation of Seller to sell and convey the Property to Buyer at Closing is subject to satisfaction or, in Seller's sole discretion, waiver, of each of the following: a. Buyer's timely delivery of an Approval Notice as provided in Section 4(A)(2), above; b. Timely and complete delivery of all of Buyer's Deliveries to Escrow Agent; c. Each of Buyer's Representations and Warranties as stated in Section 10(B) hereof shall be true without material exception as of the Closing Date; d. Satisfaction of all other terms and conditions expressly stated in this Agreement to be a condition to Closing. (2) B-Dyer's. Conditions ta.Closiri . Buyer's obligation to purchase the Property at Closing is subject to satisfaction or; in Buyer's sole discretion, waiver, each of the following a. Buyer's delivery of an Approval Notice; b. [Intentionally Omitted]; C. Timely and complete delivery of all of Seller's Deliveries to Escrow Agent; d. Each of Seller's Representations and Warranties as stated in Section 10(A) hereof shall be true without material exception as of the Closing date; e. Satisfaction of all other terms and conditions expressly stated herein to be a condition to Closing. 7. Due Diligence Materials. (A) Due Diligence Materials. Seller shall deliver to Buyer, within ten (10) days after the Effective Date, to the extent existing and in the possession or control of Seller or any affiliate of Seller, all of the documents regarding the Property including, without limitation, any site plans, maps, surveys, studies, reports, soils reports, engineering reports, licenses, permits, environmental reports, documents and materials relating to legal proceedings (to the extent not under attorney - client privilege), governmental notices, and other items reasonably relevant to the due diligence investigation of Buyer (collectively, the "Due Dililien.ce Materials "). Seller shall respond to the extent reasonably possible to inquiries made by Buyer from time to time, and shall make its employees available to Buyer to answer questions from time to time as reasonably requested by 7 Buyer, regarding the Property. Seller shall promptly provide Buyer with any additional disclosure documents of which Seller obtains knowledge. Buyer acknowledges that the Due Diligence Materials may consist of or contain documents, reports and other materials prepared by third parties not within the control or direction of Seller, may also include documents and materials which may no longer be current and also include materials prepared by or at the request of Seller for its own internal purposes and not expressly for the purposes of disclosure or reliance by third parties and, accordingly, the Due Diligence Materials not prepared by Seller (including any hereafter provided as noted above) and any materials created or received by Seller are provided to Buyer without representation or warranty, express or implied, as to the accuracy, currency, or completeness thereof, or as to the sufficiency thereof for the purposes for which Buyer may use such materials. (B) Insnetans Buyer and its representatives, consultants and contractors may enter upon the Property upon at least 48 hours' prior notice to Seller to make such inspections and tests regarding the Property as Buyer deems necessary or desirable. Seller may reasonably condition such inspections and tests due to Seller's operation of the Property as a bank, potentially requiring security and privacy measures. Buyer shall obtain Seller's approval before undertaking any intrusive, destructive or invasive testing or any soil borings, which approval Seller agrees not to withhold unreasonably. Damage to the Property resulting from any inspection or testing conducted by or at the direction of Buyer shall be repaired by Buyer so that the Property is substantially restored to its condition existing prior to such damage. Buyer will indemnify, defend and hold harmless Seller against any claim arising out of activities conducted at the Property by Buyer and/or its representatives, consultants and contractors and related damage, liability, obligation, claim, suit, cause of action, judgment, settlement, penalty, fine or cost or expense (including fees and disbursements of attorneys and other professionals and court costs); provided that the foregoing shall not apply with regard to the discovery of pre-existing conditions, or negligence or willful misconduct on the part of Seller. Prior to any entry onto the Property, Buyer shall provide Seller with evidence that Buyer maintains liability insurance with coverage in an amount not less than $1,000,000 and that Seller has been named as an additional insured under such insurance. In the event that Buyer terminates this Agreement for any reason other than Seller's default, or if Buyer otherwise fails to complete the purchase and sale as described herein, Buyer shall, within ten (10) days after termination or default, return to Seller copies of all materials and documents provided by Seller to Buyer as part of Buyer's review of the Property. (C) Apptoval, of Service Contradt Prior to expiration of the Due Diligence Period, Buyer shall also advise Seller in writing of the Service Contracts Buyer desires to assume and continue in effect following Closing, which 'shall be assumed by Buyer and listed in Eiliihit E. Seller at its sole cost and expense shall cause all Service Contracts not to be assumed by Buyer at Closing to be terminated at or prior to Closing. (D) Doparl r 6nt of Natural Resources Dtautid, Lease. Commencing on the Effective Date, Buyer shall have the right to enter into discussions and to negotiate with the Department of Natural Resources a lease assignment of the DNR Lease or new aquatic lands lease. DNR's written approval of the assignment of the DNR Lease to Buyer shall be a condition of Closing and the assignment shall be effective on the date of Closing. The existing DNR Lease term ends on May 30, 2025. The extension of the existing DNR Lease or a new aquatic lands lease must be finalized by Buyer and DNR by May 30, 2025, and include provisions allowing Seller to remain in the building on the Property through the end of the three option terms. Due to Seller's Lease of the Property from Buyer after Closing, the assignment of the DNR Lease, extension of the DNR Lease, and/or new aquatic lands lease shall be subject to Seller's reasonable approval in so far as the terms apply to the Property during the term of the Lease between Buyer and Seller. Seller shall remain responsible for all lease payments to DNR under the assigned lease or new DNR Lease during the term of the Lease between Buyer and Seller (including the option terms); however, Seller shall not be responsible for any repairs or improvements or mitigation measures required by DNR as conditions of the lease assignment or a new DNR lease other than cost related to the normal maintenance of the building on the Property. 8. Title Insurance. Buyer's obligation to purchase the Property is conditioned on the Title Company issuing to Buyer an ALTA Standard Owner's Policy of Title Insurance ("Titlo Policy") insuring that Buyer holds fee simple title to the Land and all related appurtenances. The Title Policy must be in the amount of the Purchase Price, must contain as exceptions.only the Permitted Exceptions, as defined herein, any additional exceptions for matters created by Buyer, and any subsequent non - monetary exceptions revealed on Title Report supplements approved by Buyer. Seller will pay the standard coverage .portion of the premium for the Title Policy issued in the amount of the Purchase Price. In the event Buyer elects to obtain extended owner's coverage or any endorsements in addition to ALTA Standard Owner's coverage, Buyer shall pay the portion of the Title Policy premium applicable to extended coverage and any such endorsements. 9. Closing Costs, Prorations and Reserves. (A) Closing Cogs. Seller shall pay the title premium attributable to the ALTA Standard Owner's coverage portion of the Title Policy, real estate excise taxes, and to remove any Disapproved Exceptions agreed to be removed or title endorsements to resolve same, and one-half (1 /2) of any escrow fee charged by the Escrow Agent. Buyer shall pay any Title Policy costs related to extended coverage and/or endorsements requested or required by Buyer that are not otherwise required to be paid by Seller, any sales or use taxes charged for transfer of the Personalty, the charges for recording the Deed, and one-half (1 /2) of any escrow fee charged by the Escrow Agent. Each of Buyer and Seller will pay its own attorneys' fees. Other costs will be paid by Seller or Buyer, as applicable, as specified by other provisions of this Agreement; or if not so specified, then as are customarily allocated between buyers and sellers in commercial real estate transactions in Kitsap County. (B) Poratvns. Seller and Buyer will prorate, effective as of the Closing Date, all expenses of operation of the Property (including utilities and property taxes and assessments), except for insurance premiums. Amounts allocable to the Closing Date will be for the account of Buyer. If any expenses cannot be determined finally as of Close of Escrow, such expense will be prorated on the best available information. Adjustments to the prorations will be made from time to time after Close of Escrow to take account of final information as to expenses estimated as of Close of Escrow that were not included in the prorations calculated at the Close of Escrow, and Buyer or Seller, as applicable, will pay the other on demand such amounts as may be appropriate based on such adjustments, together with interest at 12% per annum from the date of demand if such amount remains unpaid more than 30 days after demand. E 10. Representations and Warranties. (A) Seller's Representations and Warranties. To induce Buyer to enter this Agreement and complete the Transaction, Seller represents and warrants to Buyer that the following statements (" Sdtgr% Representations and Warranties") are true as of the Effective Date and shall be remade as of the Closing Date: (1) Seller is a Washington banking corporation duly formed and validly existing under the laws of the State of Washington; (2) Seller is duly qualified to do business in the State of Washington; (3) Seller possesses the requisite authority to enter into this Agreement, to perform its obligations under this Agreement and to complete the Transaction as contemplated by this Agreement; (4) the execution, delivery and performance by Seller of its obligations under this Agreement in accordance with its terms and conditions will not result in (a) a breach of, or a default under, any contract, agreement, commitment or other document or instrument to which Seller is a party or by which Seller or the Property is bound, or (b) a violation of any law, ordinance, regulation or rule of any governmental authority applicable to Seller or any judgment, order or decree of any court or governmental authority that is binding on Seller; (5) there is no action, suit, proceeding, inquiry or investigation (including any bankruptcy or other debtor relief proceeding) pending or, to the knowledge of Seller, threatened by or before any court or governmental authority (a) against or affecting the Property (other than tenant eviction or collection actions disclosed in writing to Buyer) or arising out of the development, construction, financing, operation, maintenance or management of the Property or (b) that would prevent or hinder the performance by Seller of its obligations under this Agreement or the completion of the Transaction as contemplated by this Agreement; (6) except for consents, if any, required under any of the Service Contracts and consents, approvals, authorizations and filings already completed, Seller is not required to obtain any third -party consent, approval or authorization from, or to make any filing with, any person (including any governmental authority) in connection with, or as a condition to, the execution and delivery of this Agreement, the performance thereby of its obligations under this Agreement or the completion of the Transaction as contemplated by this Agreement; (7) Seller has paid (except to the extent prorated as Closing), all local, state, and federal taxes attributable to the period prior to Closing which, if not paid, could constitute a lien on the Property or for which Buyer may be held liable after Closing; (8) to the knowledge of Seller, Seller is not aware of any concealed material defects in the Property, except as disclosed to Buyer in writing during the Due Diligence Period; and (9) except as disclosed in writing to Buyer or as stated below in this section, to the knowledge of Seller: (a) there are no underground storage tanks on the Property; (b) no underground storage tanks have been placed on or removed from the Property during Seller's ownership of the Property; (c) the Property is free of asbestos and asbestos -containing materials; (d) Seller has not caused or permitted to be stored, disposed of, transferred, produced, or processed on the Property any Hazardous Materials, except in compliance with all applicable federal, state, 10 and local laws or regulations; (e) no release of any Hazardous Materials on or off -site of the Property which might affect the Property or for which Buyer may be liable has occurred prior to the Closing Date hereof, and (f) there are no Materials or conditions on the Property (or off -site to the extent affecting the Property) which would support a claim or cause of action, whether by a governmental agency or body, private party or individual, under any current Environmental Law; as used in this Agreement, `Hatardous Materials" means any substance, chemical, material or waste now or in the future defined as a "hazardous substance," "hazardous material," "hazardous waste," "toxic substance," "toxic pollutant," "contaminant," or "pollutant" within the meaning of or regulated or addressed under any Environmental Law. Without limiting the generality of the foregoing, Hazardous Materials includes: Significant Mold; petroleum and petroleum products and compounds containing them or derived from them, including natural gas, gasoline, diesel fuel, oil and other fuels and petroleum products or fractions thereof; radon; carcinogenic materials; explosives; flammable materials; infectious materials, corrosive materials; mutagenic materials; radioactive materials; polychlorinated biphenyls (PCBs) and compounds containing them; lead and lead -based paint; asbestos or asbestos -containing materials in any form that is or could become friable; underground or above -ground storage tanks, whether empty or containing any substance; pipelines constructed for the purpose of transporting Hazardous Materials, whether empty or containing any substance; any substance the presence of which on, under or about the Property is regulated or prohibited by any governmental authority; any substance that is designated, classified or regulated pursuant to any Environmental Law; and any medical products or devices, including those materials defined as "medical waste" or "biological waste" under relevant statutes or regulations pertaining to any Environmental Law; 'Zinvironmental. Law," means each and all present and future federal, state., and local laws, ordinances, regulations, standards, rules, policies} and other governmental requirements, administrative rulings, court judgments, and decrees, and all amendments thereto, relating to pollution or protection of human health, wildlife, wetlands, natural resources or the environment (including ambient air, surface water, ground water, land surface, or subsurface strata) including such laws governing or regulating the use, generation, storage, removal, remediation, recovery, treatment, handling, transport, disposal, control, release, discharge of, or exposure to, Hazardous Materials. Environmental Law includes, without limitation, (a) the Comprehensive Environmental Response, Compensation, and Liability Act, 42 U.S.C. Section 9601, et seq., the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., the Toxic Substances Control Act, 15 U.S.C. Section 2601, et seq., the Federal Water Pollution Control Act, 33 U.S.C. Section 1251, et seq., the Hazardous Materials Transportation Act, 49 U.S.C. Section 5101, et seq., the Clean Air Act, 42 U.S.C. Section 7401, et seq., the Safe Drinking Water Act, 42 U.S.C. Section 300f, et seq., the Occupational Safety and Health Act, 29 U.S.C. Chapter 15, et seq., the Oil Pollution Act of 1990, 33 U.S.C. Section 2701, et seq., the Federal Insecticide, Fungicide, and Rodenticide Act, 7 U.S.C. Section 136, et seq., and the River and Harbors Appropriation Act, 33 U.S.C. Section 403, et seq., and their state and local analogs, as any such statutes may be amended, restated, modified, or supplemented from time to time, and (b) all voluntary cleanup programs and/or brownfields programs under federal, state or local law, as may be amended, restated, modified, or supplemented from time to time. As used herein, "to the knowledge of Seller" means the actual or constructive knowledge of Larry Grohn, the SVP, Corporate Real Estate Director of Kitsap Bank, after due inquiry, provided that nothing in this sentence is intended, expressly or by implication, to impose personal liability on the person identified here, who is identified solely for purposes of using his or her actual knowledge as the standard for Seller's knowledge. Seller represents and warrants that the person 11 identified here is an individual employed by or contracted with Seller who has been materially involved in the management of the Property. (B) Buy er''s Representations and Warranties. To induce Seller to enter this Agreement and complete the Transaction, Buyer represents and warrants to Seller that the following statements (" Buvees- Rearesen#ations and Warranties.") are true as of the Effective Date and shall be remade as of the Closing Date: (1) Buyer is a Washington municipal corporation duly organized and validly existing under the laws of the State of Washington; (2) Buyer has the requisite entity power to enter into this Agreement, to perform its obligations under this Agreement and to complete the Transaction as contemplated by this Agreement; and (3) this Agreement has been duly executed and delivered by Buyer and constitutes a valid, binding and enforceable obligation of Buyer, subject to receipt of approval from the City Council of the City of Port Orchard. (C) Survival. The representations and warranties in Sections 10(A) and 10(B) will survive Close of Escrow. 11. Pre -Closing Obligations and Conditions. (A) IUlaiutenanee of Ini;urance. Seller shall maintain or cause to be maintained all insurance in effect as of the Effective Date with respect to the Property (or comparable insurance) until the earlier of the Close of Escrow or the termination of this Agreement. (B) Service Contracts ;anti .Liens.. Until the earlier of the Close of Escrow or the termination by. Buyer or Seller of its obligation to complete the Transaction, without Buyer's consent, which consent shall not be unreasonably withheld or delayed, Seller will not (a) enter into any new Service Contract that will be binding upon Buyer or the Property after Close of Escrow, or amend or otherwise modify any existing Service Contract that will not expire prior to Close of Escrow, except in the ordinary course of business, (b) grant, create or allow the creation of any easement, right-of-way, encumbrance, lien, restriction, condition, assessment or other cloud on title which affects the Property, or (c) amend, extend or otherwise modify the terms of any existing easement, right-of-way, encumbrance, lien, restriction, condition, assessment or other cloud on title which affects the Property. (C) Property Maintenance and Management; From the Effective Date until Closing, Seller shall operate the Property and ensure that it is managed and maintained in a manner consistent with its current operations, and in compliance with all applicable laws, regulations, ordinances and codes, shall maintain the Property in at least as good a condition as it was in on the Effective Date. (D) No Transfer or Encumbrance. From the Effective Date until Closing, Seller will not sell or dispose of any of the Property nor create or permit to be created any lien or encumbrance against any portion of the Property, without Buyer's prior written consent. (E) Leasing From the Effective Date until Closing, Seller agrees it will not enter into leases or lease amendments with respect to the Property, unless otherwise approved in advance and in writing by Buyer in its sole discretion. 12 12. Remedies. (A) Seller Remedy. IF BUYER DEFAULTS IN ITS OBLIGATION TO PURCHASE THE PROPERTY IN ACCORDANCE WITH THE TERMS AND CONDITIONS OF THIS AGREEMENT, INCLUDING THE TERMS AND CONDITIONS AS TO THE TIME OF ITS PERFORMANCE OF ITS OBLIGATIONS HEREUNDER, SELLER, AS ITS SOLE AND EXCLUSIVE REMEDY, SHALL HAVE THE RIGHT TO TERMINATE ITS OBLIGATION TO COMPLETE THE TRANSACTION AND TO RETAIN THE INDEPENDENT CONSIDERATION AND THE $50,000.00 EARNEST MONEY DEPOSITED BY BUYER WITH ESCROW AGENT. PROVIDED, THE FOREGOING SHALL NOT LIMIT OR RESTRICT ANY RIGHT OR REMEDY OF SELLER FOR BUYER'S BREACH OF ANY OF ITS OBLIGATIONS TO BE PERFORMED FOLLOWING CLOSING OR TERMINATION OF THIS AGREEMENT, OR FOR BREACH OF ANY DUTY OF BUYER EXPRESSED HEREIN TO INDEMNIFY, DEFEND OR HOLD HARMLESS SELLER OR SELLER -RELATED PARTIES. (B) Buyer's Rented . If Seller fails to perform any of its obligations under this Agreement, then Buyer (provided that Buyer is not then in a material default under this Agreement), as its sole and exclusive remedy, may either (a) terminate its obligation to complete the Transaction, in which case Buyer may recover all Buyer's actual, documented out-of-pocket expenses paid to third parties in connection with Buyer's due diligence investigation of the Property but subject to a maximum of Fifty Thousand Dollars ($50,000), or (b) enforce specific performance of the obligation of Seller to sell the Property pursuant to this Agreement, provided that any action seeking specific performance must be commenced within sixty (60) days after the date then scheduled for Closing, or if no Closing date has then been scheduled or can be ascertained, then within sixty (60) days after the date on which Buyer contends Seller breached this Agreement. Buyer hereby knowingly and intentionally waives all remedies for Seller's failure in performance (including any right to obtain damages from Seller), except those specifically provided for in this Section 12(B). (C) Cumul'ative.. Rentddies: Except as otherwise specifically provided in this Agreement, all remedies provided for in this Agreement or available as a matter of law (whether at law, in equity, by statute or otherwise) are cumulative and may be exercised concurrently or consecutively, in such order as a Party may elect. Limitations on remedies apply only to the obligations specifically referenced to be limited. 13. Brokerage. Neither Party has engaged any agent, broker or finder in connection with the negotiation, execution or performance of this Agreement, or the transactions contemplated hereby. In the event any third party makes a claim or demand for the payment of a brokerage fee, commission, or other compensation arising from the Closing of the sale and purchase of the Property, the Party through whom such third party is claiming such brokerage fee, commission, or other compensation shall indemnify the other Party and hold the other Party harmless against and in respect of any claim for such brokerage fee, commission, or other compensation. The duty to indemnify and defend described in this section shall survive the termination of the Agreement and the Closing of the purchase and sale of the Property. 13 14. Possession. Seller will deliver possession of the Property to Buyer on or about 2:00 p.m. Pacific Standard Time on the day of Close of Escrow, subject to Seller's lease of the Property back from Buyer effective as of the Close of Escrow. 15. Casualty and Condemnation. (A) Notice to Buyer: Seller will notify Buyer within five days after receiving notice of or otherwise becoming aware of (a) any Casualty Loss (as defined below) and/or (b) the commencement of any proceedings for the taking by eminent domain of all or any part of the Property to the extent any of the foregoing occurs prior to Closing. (B) Casualty. Loss. If, prior to Close of Escrow, the Property is damaged by fire, windstorm, rioting or other civil disturbance, acts of war, earthquake or other casualty (a "Casualty Loss.") and the cost to repair the related damage is more than One Hundred Thousand Dollars ($100,000), then Buyer, at its option, may terminate its obligation to complete the Transaction. Provided, if Buyer elects to terminate its obligation to complete the Transaction pursuant to this Section, Buyer must give written notice to Seller of such election within thirty (30) days after Buyer's receipt of notice of the Casualty Loss; failure by Buyer to give such notice shall constitute Buyer's election to complete the Transaction notwithstanding such Casualty Loss. If Buyer elects to complete the Transaction notwithstanding a Casualty Loss, or if the amount required to repair the Casualty Loss is less than the amount stated above or if this Agreement for any other reason requires Buyer to purchase the Property despite a Casualty Loss, then Seller will cooperate with Buyer after Close of Escrow in making claim for, and collecting, all available insurance proceeds, and applying the insurance proceeds to make the necessary repairs to the Property, with any deductible under Seller's insurance policy charged to Seller. (C) I✓milient.Domain. If, prior to Close of Escrow, all or a material part of the Property is taken by eminent domain or any proceedings for the taking by eminent domain of all or part of the Property is commenced by any other party, then Buyer, at its option, may terminate its obligation to complete the Transaction. Provided, if Buyer elects to terminate its obligation to complete the Transaction pursuant to this Section, Buyer must give written notice to Seller of such election within thirty (30) days after Buyer's receipt of notice of the commencement of any such eminent domain or condemnation proceeding; failure by Buyer to give such notice shall constitute Buyer's election to complete the Transaction notwithstanding the commencement of such eminent domain or condemnation proceeding. If Buyer elects to complete the Transaction notwithstanding a taking by eminent domain or proceeding therefor, Seller will deliver to Buyer at Close of Escrow, through the closing escrow, all condemnation proceeds previously received by Seller and an assignment of Seller's rights with respect to all uncollected condemnation proceeds (in either case, net of proceeds allocable to loss of use of the Property for the period through the Closing Date and through the term of Seller's post -Closing lease, and costs incurred by Seller in connection with such proceedings) and such documents as Buyer may reasonably request to substitute itself for Seller in any pending eminent domain proceedings. As used in this Section IS(C), "material part of the Pro.perij," means a portion of the Property, the taking of which: (i) reduces the total value 14 of the Property by more than One Hundred Thousand Dollars ($100,000), or (ii) eliminates any of the vehicular entrances or exits for vehicular ingress to or egress from the Property. 16. As Is Purchase. Except as expressly represented or warranted herein, Seller is selling and Buyer is acquiring the Property AS IS, WHERE IS, with all faults and defects, whether patent or latent. Except as otherwise expressly stated in this Agreement, Seller has not made and Buyer has not received or relied on any other representations, express or implied, regarding the Property. Buyer acknowledges that any and all information, feasibility or marketing reports, environmental or physical condition reports, or other information of any type that Buyer has received or may receive from Seller or any representative, agent, employee or broker of any of Seller is furnished on the express condition that Buyer shall or would make an independent verification of the accuracy of any and all such information, all such information being furnished without any representation or warranty whatsoever, express or implied, by Seller or by any employee, agent or representative action on behalf of Seller. Buyer shall rely upon its own inspection and its own professional advisors in its examination of the Property and all improvements thereon. Buyer recognizes that Seller would not agree to sell the Property except on an "AS IS, WHERE IS" basis, and acknowledges that neither Seller nor any principal, agent, manager, member, employee, broker or representative of Seller has made any representations or warranties of any kind in connection with the Property except those expressly stated in Section 10(A) of this Agreement. 17. Consequences of Termination. If either of Buyer or Seller terminates its obligation to complete the Transaction under circumstances permitted by this Agreement and not by default, neither Buyer nor Seller will have any further obligation under this Agreement except as expressly provided for herein. Nothing in this Section 17 is intended to limit the obligations of the Escrow Agent or the provisions of this Agreement dealing with the disposition of funds or documents held in escrow following termination of the obligations of Buyer or Seller. 18. Indemnification (A) Indemnification by Buyer. Buyer agrees to indemnify, defend, and hold harmless Seller and its successors and assigns from and against any and all claims, expenses, costs, damages, losses and liabilities (including reasonable attorneys' fees) that may at any time be asserted against or suffered by Seller (and/or its successors and/or assigns) as a result of, on account of or arising from any obligation, claim, suit, liability, contract, agreement, debt or encumbrance created, arising or accruing after the Closing Date relating to the Property or its operations, except to the extent that such liability arises by, through or under Seller. (B) Indemnification by. Sell'er. Seiler agrees to indemnify, defend, and hold harmless Buyer and its successors and assigns from and against any and all claims, expenses, costs, damages, losses and liabilities (including reasonable attorneys' fees) that may at any time be asserted against or suffered by Buyer (and/or its successors and/or assigns) or the Property, or any part thereof, whether before or after the Closing Date, as a result of, on account of or arising from (i) any breach of any covenant, representation, warranty or agreement on the part of Seller to Buyer made herein or in any instrument or document delivered pursuant to this Agreement, and/or (h) any obligation, claim, suit, liability, contract, agreement, debt or encumbrance created, arising or accruing on or prior to the Closing Date, regardless of when asserted, relating to the Property or 15 its operations (including, without limitation, any and all liabilities, including penalties, for federal or state income taxes or other taxes, which are not assumed by Buyer in writing), except to the extent that such liability arises by, through or under Buyer. 19. Miscellaneous. (A) Survival. All covenants, undertakings and obligations under this Agreement and all representations and warranties contained in this Agreement will survive the Close of Escrow and will not be merged into the Deed or other documents delivered pursuant to this Agreement. (B) Interpretation. When the context so requires in this Agreement, words of one gender include one or more other genders, singular words include the plural, and plural words include the singular. Use of the words `tinelude" and "including:" are intended as an introduction to illustrative matters and not as a limitation. References in this Agreement to 'Sections" are to the numbered subdivisions of this Agreement, unless another document is specifically referenced. The word "Par " when used in this Agreement means either Buyer or Seller unless another meaning is required by the context. The term "governmental authonN" is intended to be construed broadly and includes governmental agencies, instrumentalities, bodies, boards, departments and officers and individuals acting in any official capacity. The word "laws" is intended to be construed broadly and includes all codes, statutes, case law, rules, regulations, pronouncements, requirements, orders, directives, decisions, decrees, judgments and formal or informal guidance or interpretations of any court or governmental authority. (C) Attbrneys� Pees. If litigation is commenced by Buyer or Seller against the other Party in connection with this Agreement or the Transaction, the substantially prevailing Party in the litigation will be entitled to collect from the other Party the expense (including fees and disbursements of attorneys and other professionals and court costs) incurred in connection with the litigation. (D) Notice. Notices may be transmitted (a) by personal delivery, (b) by delivery by messenger, express or air courier or similar courier, (c) by delivery by United States first class certified or registered mail, postage prepaid, (d) or by email followed by hardcopy delivery pursuant to one or more of subsections (a) through (c). Except as otherwise provided in this Agreement, delivery or service of any notice shall be deemed effective only upon receipt, and receipt shall be deemed to have occurred when the notice was sent by email or delivered to the specified address without regard to whether or not a representative of the addressee was present to receive the Notice; provided, any Notice delivered after 5:00 P.M. local time of place of receipt, or on a day other than a Business Day, shall be deemed received on the next succeeding Business Day. If to Seller: Kitsap Bank 619 Bay Street Port Orchard, WA 98366 Attention: Steven Politakis, Chief Executive Officer Email: If to Buyer: City of Port Orchard 216 Prospect Street Port Orchard, WA 98366 16 Attention: Mayor Rob Putaansuu Email: rput=tsuu cj1, o orfiorchard.us With a copy to, which shall not constitute "notice" hereunder: Inslee Best Doezie & Ryder, P.S. 10900 N.E. 41h Street, Suite 1500 Bellevue, WA 98004 Attention: Charlotte A. Archer & Daniel Shin Email: carcher(ajinsleebest.cam Email: dshih(dJ sl.eebest.corn (E) Successors and. Permitted Assfkns. This Agreement will be binding upon and will inure to the benefit of Buyer and Seller and their respective successors and permitted assigns. Any indemnity in favor of a Party also will benefit each person who holds a direct or indirect ownership interest in such Party and the respective officers, directors, trustees, agents, employees and affiliates of such Party and such owners, and all such persons are third -party beneficiaries of this Agreement to the extent of their rights to indemnity under the related provision and may enforce that provision against Buyer or Seller, as applicable. (F) Headvias. The Section headings contained in this Agreement are for convenience of reference only and are not intended to delineate or limit the meaning of any provision of this Agreement or be considered in construing or interpreting the provisions of this Agreement. (G) Couniferparts. The Parties may deliver executed signature pages to this Agreement by PDF transmission to the other Party, which PDF copy shall be deemed to be an original executed signature page. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which .counterparts together shall constitute one agreement with the same effect as if the parties had signed the same signature page. The Parties hereby acknowledge and agree that counterpart signature pages distributed electronically by facsimile or e-mail, may be used in connection with the execution of this Agreement and shall be legal and binding and shall have the same full force and effect as if a paper original of this Agreement had been delivered had been signed using a handwritten signature. The Parties (i) intend to be bound by the signatures (whether original, faxed or electronic) on any document sent or delivered by facsimile or, electronic mail, or other electronic means, (ii) are aware that the other Party will rely on such signatures, and (iii) hereby waive any defenses to the enforcement of the terms of this Agreement based on the foregoing forms of signature. If this Agreement has been executed by electronic signature, all parties executing this document are expressly consenting under the Electronic Signatures in Global and National Commerce Act ("E-SIGN"), and Uniform Electronic Transactions Act ("UETA"), that a signature by fax, email or other electronic means shall constitute an Electronic Signature to an Electronic Record under both E-SIGN and UETA with respect to this specific transaction. (H) [ ntire Agreement. It is agreed that all understandings and agreements heretofore had between the Parties respecting this transaction, including without limitation, any offers, counteroffers or letters of intent, are merged in this Agreement, which fully and completely expresses the agreement of the Parties. This Agreement and the obligations of the Parties under 17 this Agreement may be amended, waived and discharged only by an instrument in writing executed by the Party against which enforcement of the amendment, waiver or discharge is sought. (I) Severability. The determination that any provision of this Agreement is invalid or unenforceable will not affect the validity or enforceability of the remaining provisions or of that provision under other circumstances. Any invalid or unenforceable provision will be enforced to the maximum extent permitted by law. (J) Force ,Maieure Performance by Seller or Buyer of their obligations under this Agreement shall be extended by the period of delay caused by force majeure. The term "Force Majeure" shall mean war, natural catastrophe, strikes, walkouts or other labor industrial disturbance, pandemic, order of any government, court or regulatory body having jurisdiction, shortages, blockade, embargo, riot, civil disorder, or any similar cause beyond the reasonable control of the party who is obligated to render performance (but excluding financial inability to perform however caused). (K) Construction. Seller and Buyer acknowledge that each Party and its counsel have reviewed and revised this Agreement and that the rule of construction that ambiguities are to be resolved against the drafting party shall not be employed in the interpretation of this Agreement (including the exhibits) or any amendments hereto, and the same shall be construed neither for nor against Seller or Buyer, but shall be given a reasonable interpretation in accordance with the plain meaning of its terms and the intent of the Parties. (L) Governing Law. This Agreement shall be governed and construed in accordance with the laws of the State of Washington. (M) Effective Date. In the, event Buyer and Seller do not sign this Agreement simultaneously, this Agreement shall be considered an offer made by the Party first executing and delivering this Agreement to the other Party. In such event, said offer shall expire at 5:00 p.m. Pacific Standard Time on the fifth (5th) day following execution and delivery by the offering Party, unless prior to such deadline the Party to which the offer was made shall have delivered one copy of this Agreement, executed without change, to the Party malting the offer. If the Party receiving the offer changes the terms of the offer, the original offer shall be deemed rejected and a new offer shall be deemed made by the Party making such changes. The date on which this Agreement shall be effective ("Effective Date") is the date upon which this Agreement is accepted without change, which date is presumed to be the later of Seller's and Buyer's execution dates following their signatures set forth on this Agreement. (N) Exhibits. All exhibits attached to this Agreement are incorporated into this Agreement by this reference and made a part of this Agreement as if fully set forth herein. The following constitute the exhibits to this Agreement: Exhibit A Legal Description of Property Exhibit B Deed Exhibit C Bill of Sale Exhibit D General Assig Exhibit E Exhibit F Lease is (Signature pages follow) IM IN WITNESS WHEREOF, the Parties have executed this Agreement intending to be bound by its terms and conditions as of the Effective Date. SELLER: Kitsap Bank A Washington banking corporation By: Print name: Its: C. L 0 BUYER: City of Port Orchard A Washington municipal corporation By: Mayor Rob Putaansuu Approved as to form: Charlotte A. Archer City Attorney gaXXX{+ik4§lt§P3 tYftlii�r.! Brandy I i.nearson � City Clerk SEA r L . - tP�j � r af" 1 `ask �1 ♦=S"'��. S1il�l!#!f kf11jXS4i`xt. 20 Date: F(aC.,l�id L Date: 5 EXHIBIT A Legal Description of Property Kitsap County Tax Parcel No. 4650-011-001-0001: PTN BLK 11 & BLK 11 SIDNEY TDLDS (NOW PORT ORCHARD) CNVYD BY AUD, NO 1104385 DAF, LOTS 1 THRU 4 BLK I I EXC ANY PTN THOF LY WHIN SIDNEY TDLDS & ALSO LOTS 1 THRU 4 BLK 11 SIDNEY TDLDS & ALSO TH PTN OF PORT STR VAC UNDER PTO CITY ORD NO 941 AS SHOWN ON SIDNEY TDLDS DAF, BAT NWLY COR LOT 1 BLK I 1 SD PLAT TH SELY ALG WLY LN SD LOT .& ALG ELY R/W MGN SD STR 70FT TO SWLY COR SD LOT TH WLY ALG EXT OF SLY LN SD LOT 11.99FT TAP ON LN LY PLW & 1 OFT WLY (AS MEAS AT R/A TO) ELY MGN OF SD STR TH NWLY ALG SD PLL LN 61.35FT TAP ON SWLY EXT OF NWLY LN BLK 11 TH NELY 1 OFT ALG SD EXT TO POB Kitsap County Tax Parcel No. 262401-1-001-2004 (Subject to DNR Lease): HARBOR AREA FRTG BLK 11 SIDNEY (NOW PORT ORCHARD) TDLDS CNVYD BY AUD NO 1104385 BEING IN FRT OF BLK 11 ORIG PLAT OF SIDNEY TGW VAC PTN OF PORT STR AD3 THRTO ALL INCL IN FDT, BAT MOST WLY COR OF BLK 11 SIDNEY TDLDS SD POB BEING A PT ON INNER HARBOR LN TH N46*40'16E 215.12 FT ALG SD LN & NWLY BDRY SD BLK TO AN ANG PT THRIN TH S80* 18'33E 3.05FT ALG SD LN & NLY BDRY TH LEAV SD LN & NLY BDRY N31*50'43W 206.57FT TH S46*40'16W 227.65FT TH S31*50'43E 204.09FT TAP ON SD INNER HARBOR LN & TH N46*40'16E 10.20FT TO POB (HARBOR AREA LEASE NO 2336 AS SHOWN ON EXHIBIT ON FILE WITH APPLICATION AT OLYMPIA) 21 LAND TITLE COMPANY - SILVERDALE 202112080286 After recording return to: Brandy Rinearson City Clerk City of Port Orchard 216 Prospect Street Port Orchard, WA 98366 Grantor: Grantee: Deed Rec Fee: $205.50 12/08/2021 03:15:41 PM Page 1 of 3 Paul Andrews, Kitsap County Auditor THIS DOCUMENT WAS E-FILED WITH THE KITSAP COUNTY AUDITOR STATUTORY WARRANTY DEED Abbreviated Legal Description: Assessor's Property Tax Parcel/Account No.: Reference Numbers of Documents Assigned or Released: KITSAP BANK, A WASHINGTON BANKING CORPORATION CITY OF PORT ORCHARD, A WASHINGTON MUNICIPAL CORPORATION SEC 26, TWP 24, RNG lE (NE/4) 4650-011-001-0001 262401-1-001-2004 (Subject to DNR Lease) 200603220008 (DNR Lease) THE GRANTOR, Kitsap Bank, a Washington banking corporation, for and in consideration of ten dollars in hand paid, conveys and warrarfj�,,'to GRANTEE, City of Port Orchard, a Washington municipal company, the following described real estate, situated in Kitsap County, State of Washington: 619 BAY ST. PORT ORCHARD. WA 9836 Lots 1, 2, 3 and 4, Block 11, S. M. Steven's Town, Plat of Sidney, according to Plat recorded in Volume 1 of Plats, Page 1, records of Kitsap County, EXCEPT any portion thereof lybig" ithin Sidney Tidelands, and also Lots 1, 2, 3 and 4, Block 11, Sidney Tidelands, ac prding to plat record in the Office of Commissioner of Public Lands, Olympia, Washington; 2021--X10658 2021-12-08 HSWANSON $58305.00 After recording return to: Brandy Rinearson City Clerk City of Port Orchard 216 Prospect Street Port Orchard, WA 98366 STATUTORY WARRANTY DEED Grantor: KITSAP BANK, A WASHINGTON BANKING CORPORATION Grantee: CITY OF PORT ORCHARD, A WASHINGTON MUNICIPAL CORPORATION Abbreviated Legal Description: SEC 26, TWP 24, RNG 1 E (NE/4) Assessor's Property Tax Parcel/Account No.: 4650-011-001-0001 262401-1-001-2004 (Subject to DNR Lease) Reference Numbers of Documents 200603220008 (DNR Lease) Assigned or Released: THE GRANTOR, Kitsap Bank, a Washington banking corporation, for and in consideration of ten dollars in hand paid, conveys and warrants to GRANTEE, City of Port Orchard, a Washington municipal company, the following described real estate, situated in Kitsap County, State of Washington: 619 BAY ST PORT ORCHARD WA 98366 Lots 1, 2, 3 and 4, Block 11, S. M. Steven's Town Plat of Sidney, according to Plat recorded in Volume 1 of Plats, Page 1, records of Kitsap County, EXCEPT any portion thereof lying within Sidney Tidelands, and also Lots 1, 2, 3 and 4, Block 11, Sidney Tidelands, according to plat record in the Office of Commissioner of Public Lands, Olympia, Washington; and also That portion of Port Street as vacated under Ordinance #941, records of the City of Port Orchard, Washington, as shown on the Plat of Sidney Tidelands, according to Plat recorded in the Office of the Commissioner of Public Lands, Olympia, Washington described as follows: Beginning at the Northwesterly corner of Lot 1...Block 11, of said Plat; thence Southeasterly along the Westerly line of said Lot 1, and along the Easterly right- of-way margin of Port Street a distance of 70.00 feet to the Southwesterly corner of said Lot 1; thence Westerly along an extension of the Southerly line of said Lot 1 a distance of 11.99 feet to a point on a line lying parallel with and 10.00 feet Westerly of (as measured at right angles to) the Easterly margin of Port Street; thence Northwesterly along said parallel line 61.35 feet to a point on the Southwesterly extension of the Northwesterly line of said Block 11; thence Northeasterly 10.20 feet along said extension to the point of beginning; situate in Kitsap County, Washington. Subject to Special Exceptions 3 through 7, 9 and 10 in Land Title Company Commitment for Title Insurance E2021-417239 KITSAP A WASHINGTON BANKING CORPORATION By: Print name: ►�'1N - GL B�-(S` Its: STATE OF WASHINGTON ) ) ss. COUNTY OF KITSAP Date: I certify that 1 know or have satisfactory evidence_that is the person who appeared be re me, and said person acknowledged tha he he signed this instrument, on oath stated tha h1he was authorized to execute the instrument and acknowledged it as the authorized signor of Kitsap Bank, a Washington Banking Corporation to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. SABRES MASS NOTARY PUBLIC STATE OF WASHINGTON Name: Sabre S. Mas COMPASSION WMURe03= Notary Public in and for the State of Wash ton COMMISSM a 04M AM. zs, 2= Residing at My appointment expires:qzelwr 1 hereby certrfY that this is a TRUE and exact copy gy: BILL OF SALE AND ASSIGNMENT THIS BILL OF SALE AND ASSIGNMENT AGREEMENT ("Bill of Sale") is entered into and effective as of � .t��2021, by and between Kitsap Bank, a Washington banking corporation ("Grantor"), and City of Port Orchard, a Washington State municipal corporation ("Grantee"). FOR AND IN CONSIDERATION of Ten Dollars ($10.00) in hand paid, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Grantor, in accordance with that certain Purchase and Sale Agreement, dated°°;V does hereby grant, sell, transfer, assign, convey and deliver to Grantee, and its successors and assigns, all of Grantor's right, title and interest in and to the personal property listed in Exhibit B. All of the foregoing is herein collectively called the "Personal Property." Grantee acknowledges and agrees that the Personal Property shall be transferred on [Date] in its AS -IS, WHERE -IS, WITH ALL `FAULTS condition, without representation or warranty of any kind, express or implied, from Grantor. Grantor represents and warrants to Grantee that the Personal Property is free and clear of all encumbrances, that Grantor has the full right and title to sell the Personal Property, that it has duly caused its authorized representative to execute this instrument; and Grantor covenants and agrees that it will warrant and defend the Personal Property against all claims and demands of all persons or entities, whomever and wherever located. To have and to hold the same to the said Purchaser, its successors and assigns forever. IN WITNESS WHEREOF, the parties hereto have caused this, Bill of Sale to be duly executed as of the day and year first above written. GRANTOR: Kitsap Bank A Washington banking corporation A By: Print name:,.. Its: f oovr- 6) GRANTEE: City of Port Orchard A Washington municipal corporation By: Mayor Rob Putaansuu Approved as to form: L,k- k0lq�CLk Charlotte A. Archer City Attorney Brandy Rinearson City Clerk Date: Date: By: Date: Print name: Its: GRANTEE: City of Port Orchard A Washington municipal corporation By: tj Date: Mayor Rob Putaansuu Approved as to form: Charlotte A. Archer City Attorney Brandy Rinearson City Clerk BY � � aJ� �% Date: -- - Print name: Its: GRANTEE: City of Port Orchard A Washington .municipal corporation Date: Mayor Rob Putaansuu Approved as to form: Charlotte A. Archer City Attort.. 1 riindy Rinearson City Clerk and also That portion of Port Street as vacated under Ordinance #941, records of the City of Port Orchard, Washington, as shown on the Plat of Sidney Tidelands, according to Plat recorded in the Office of the Commissioner of Public Lands, Olympia, Washington described as follows: Beginning at the Northwesterly corner of Lot 1. Block 11, of said Plat; thence Southeasterly along the Westerly line of said Lot 1, and along the Easterly right- of-way margin of Port Street a distance of 70.00 feet to the Southwesterly corner of said Lot 1; thence Westerly along an extension of the Southerly line of said Lot I a distance of 11.99 feet to a point on a line lying parallel with and 10.00 feet Westerly of (as measured at right angles to) the Easterly margin of Port Street; thence Northwesterly along said parallel line 61.35 feet to a point on the Southwesterly extension of the Northwesterly line of said Block 11; thence Northeasterly 10.20 feet along said extension to the point of beginning; situate in Kitsap County, Washington. KITSAP BANK, A WASHINGTON BANKING CORPORATION By: ��. Date: Print name: Its: STATE OF WASHINGTON ss. COUNTY OF KITSAP ) I certify that I know or have satisfactory evidence that ` s the person w o appeared before me, and said person acknowledged that i , she signed this instrument, on oath stated thaShe he was authorized to execute the instrument and acknowledged it as the authorized signor of Kitsap Bank, a Washington Banking Corporation to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. SABRE lIASSEY ®i'ARY PU 1.mIG S'�ATE ®� �A�WING�®(1 ame: Sabre �� COMMISSION P{R�$ AUG. 28, 2022 Notary Public in and for the State of Was gton Co Residing at � }_ My appointment expires: 2, Exhibit A to Bill of Sale and Assignment Legal Description of Premises Lots 1, 2, 3 and 4, Block 11, S. M. Steven's Town Plat of Sidney, according to Plat recorded in Volume 1 of Plats, Page 1, records of Kitsap County, EXCEPT any portion thereof lying within Sidney Tidelands, and also Lots 1, 2, 3 and 4, Block 11, Sidney Tidelands, according to plat record in the Office of Commissioner of Public Lands, Olympia, Washington; and also That portion of Port Street as vacated under Ordinance #941, records of the City of Port Orchard, Washington, as shown on the Plat of Sidney Tidelands, according to Plat recorded in the Office of the Commissioner of Public Lands, Olympia, Washington described as follows: Beginning at the Northwesterly corner of Lot 1. Bloek 11, of said Plat; thence Southeasterly along the Westerly line of said Lot 1, and along the Easterly right-of-way margin of Port Street a distance of 70.00 feet to the Southwesterly corner of said Lot 1; thence Westerly along an extension of the Southerly line of said Lot l a distance of 11.99 feet to a point on a line lying parallel with' and 10.00 feet Westerly of (as measured at right angles to) the Easterly margin of Port Street; thence Northwesterly along said parallel line 61.35 feet to a point on the Southwesterly extension of the Northwesterly line of said Block 11; thence Northeasterly 10.20 feet along said extension to the point of beginning; situate in 'Kitsap County, Washington. Exhibit B to Bill of Sale and Assignment Included Personal Property [NONE UNLESS SPECIFICALLY AGREED TO IN WRITING BETWEEN SELLER AND PURCHASER PRIOR TO CLOSING] 619 BAY ST, PORT ORCHARD, WA 98366 LEASE AGREEMENT Contract No. 081-21 THIS LEASE AGREEMENT (this "Lease") is dated as of August 18, 2021 by and between the City of Port Orchard, a Washington municipal corporation, with its principal place of business at 216 Prospect Street, Port Orchard, WA 98366 ("Landlord"), and Kitsap Bank, a Washington banking corporation ("Tenant"). ARTICLE I DEFINITIONS 1.1 The following terms shall have the meanings set forth below for all purposes in this Lease: (a) Property: The real estate and improvements commonly known as the Kitsap Bank headquarters, located at 619 BAY ST, PORT ORCHARD, WA 98366, in Kitsap County, Washington, legally described per Exhibit A. (b) Premises: The Premises commonly known as 619 BAY ST, PORT ORCHARD, WA 98366, in Kitsap County, Washington, comprising the building and improvements on the real property described in Exhibit A. (c) Lease Tenn: Forty-two (42) months, plus two (2), eighteen (18) month option terms, provided the second option terin shall be exercised only where Tenant's relocation is prevented by acts of God, inability to obtain labor or materials or reasonable substitutes therefor, governmental restrictions, regulations or controls, enemy or hostile governmental action, riot, civil commotion, fire or other casualty, pandemic, and other causes beyond the reasonable control of the Tenant. (d) Lease Conunencement Date: December 16, 2021 (e) Rent Commencement Date: Beginning December 16, 2021, tenant to pay all customary operating expenses (i.e. NNN) and utilities, plus all costs associated with existing DNR Lease for duration of tenancy (see DNR Lease at Kitsap County Recording No. 200603220008), plus rent set out in Section 1.1(g) herein. (f) Lease Expiration Date: June 16, 2025, subject to option terms. (g) Minimum Rent: In addition to payment for all building and property expenses (NNN), Tenant shall pay the following rent: December 16, 2021 — June 16, 2025 $ 0.00 per month June 17, 2025 — December 17, 2027 $ 0.00 per month December 18, 2027 — June 17, 2028 $ 13,700.00 per month (h) Insurance Costs Tenant to pay (i) Real Estate Taxes Landlord to pay, including, but not limited to, any leasehold excise tax under RCW Chapter 82.29A. 0) Trash Removal & Recycling Tenant to pay (k) Utilities Tenant to pay (1) Perrnitted Use of Premises: Operation of banking corporation, and for no other purpose without the prior written consent of Landlord. (m) Tenant's Advertised Name: Kitsap Bank (n) Address for Notices to Tenant: Kitsap Bank 619 Bay Street Port Orchard, WA 98366 Attention: Steven Politakis, Chief Executive Officer Telephone: Email: (o) Address for Notices to Landlord: City of Port Orchard 216 Prospect Street Port Orchard, WA 98366 Attention: Mayor Rob Putaansuu Email: rputaansuu@cityofportorchard.us With Copy To: Inslee Best Doezie & Ryder, P.S. 10900 N.E. 4th Street, Suite 1500 Bellevue, WA 98004 Attention: Charlotte A. Archer & Daniel Shin Email: carcher@insleebest.com Email: dshin@insleebest.com (p) DNR Lease: Tenant will execute an assignment to Landlord of Aquatic Lands Lease No. 22-A02336 ("DNR Lease") with the Department of Natural Resources, and Tenant shall remain responsible for all lease payments to DNR under the assigned lease or new DNR Lease during the term of this Lease (including all exercised option terms), provided, Tenant shall not be responsible for any repairs or improvements or mitigation measures required by DNR as conditions of the lease assignment or a new DNR lease other than cost related to the normal maintenance of 2 the building on the Property. 1.2 Exhibits and Addenda. This Lease includes and incorporates Exhibit A, and the following additional documents, if any: Purchase and Sale Agreement, dated0�1 ARTICLE II PREMISES 2.1 Defined. Landlord leases the Premises as defined in Section 1.1(b) to Tenant, and Tenant rents the Premises from Landlord, for the term herein provided. 2.2 [Intentionally Deleted] 2.3 No Liability for Landlord. Notwithstanding anything contained in this Lease to the contrary, Tenant agrees that: (a) Landlord will have no liability, and Tenant will not be entitled to any compensation or a reduction or abatement of Rent, as a result of Landlord's exercise of its rights under this Lease; (b) Tenant shall not be entitled to and shall not commence any action or proceeding seeking injunctive or declaratory relief in connection with any of the rights reserved to Landlord under this Lease. (c) If Landlord shall prevail in any action nor preceding undertaken by Tenant, Tenant shall pay to Landlord as Additional Rent, a sum equal to all legal fees, costs and disbursements incurred by Landlord in any way related to, or arising out of such action or proceeding. (d) Any Landlord exercise of the rights contained herein shall not terminate or otherwise affect or modify this Lease. 2.4 Liens. Tenant shall keep the Premises and the Property in which the Premises is situated free from any liens arising out of any work performed, materials furnished or obligations incurred by Tenant. Tenant shall indemnify and hold Landlord harmless from any liability for losses or damages resulting directly or indirectly from any such liens or lien claims (including any costs incurred arising out of or relating to Landlord's lender) and from any work performed on or about the Premises by Tenant, its agents, employees, contractors or subcontractors. Tenant shall immediately notify Landlord in writing of the placement of any such liens, and provide Landlord of a copy of the same. Landlord may require, at Landlord's sole option, that Tenant shall provide to Landlord, at Tenant's sole cost and expense, payment and performance bonds in an amount equal to one and one half (1.5) times the estimated cost of such work, materials, labor and supplies and/or any improvements, additions, or alterations in the Premises which the Tenant desires to make to insure Landlord against any liability for mechanics' and materialmen's liens and to insure completion of the work within twenty (20) days of Tenant's written notice to Landlord, or a removal of the lien by that time. 2.5 Encumbrances. The Tenant shall not cause or suffer to be placed, filed or recorded against the title to the Premises, the Building of which the Premises is a part, the Property in which the Premises is located, or any part thereof, any mortgage, deed of trust, security agreement, financing statement or other encumbrance; and further, in no event shall the lien of Tenant's mortgage, deed of trust, or other security agreement or financing statement cover the Premises, the Building of which the Premises is a part or the Property or any part thereof nor any leasehold improvements, alterations, additions, or improvements thereto except trade fixtures, appliances and equipment which are owned by Tenant and which are not, and which do not become, a part of the Premises. The form of any such mortgage, deed of trust or other security agreement or financing statement which includes a legal description of the Premises, or the Building of which the Premises is a part or the Property or the address thereto, shall be subject to Landlord's prior written approval at Landlord's sole and exclusive discretion, which approval if granted, may be subject to such conditions as the Landlord may deem appropriate in its sole and exclusive discretion. ARTICLE III TERM 3.1 Term. The Lease Term shall commence on the Lease Commencement Date (as determined pursuant to Section 1.1(d)); provided, however, that if the Lease Commencement Date is not the first day of a month, then the Lease Term shall be the period set forth in Section 1.1(c) above plus the partial month in which the Lease Commencement Date occurs. The Lease Term shall include any and all renewals and extensions of the term of this Lease. 3.2 Delivery. Tenant is currently occupying the Premises, and shall maintain possession of the Premises upon the Lease Commencement Date. 3.3 Tenant's First Option to Extend. I£ (a) Tenant faithfully and punctually complies with and performs the terms, covenants and conditions to be observed and performed by it in accordance with the terms of the Lease; and (b) Tenant gives, and Landlord receives, written notice not less than ninety (90) days prior to the expiration of the Term of Tenant's intention to exercise its first option to extend the Lease Term (and if Tenant fails to give its written notice within said time, then such Option shall immediately lapse, including any additional option periods, and terminate without any further notice or action by Landlord); and (c) This Lease is not previously canceled or terminated as in this Lease provided, by operation of law or otherwise; and (d) Tenant has not been in default beyond any applicable cure period in any of its obligations under this Lease during the Term or extended Term, and Tenant is not in default of its obligations under this Lease at the time of Tenant's exercise of this Option; 11 Then Tenant shall have the right to extend the Lease Term upon the expiration of the initial Lease Term for eighteen (18) months ("First Option Term") upon the same terms and conditions as set out in the Lease. 3.4 Tenant's Second Option to Extend. If - (a) Tenant faithfully and punctually complies with and performs the terms, covenants and conditions to be observed and performed by it in accordance with the terms of the Lease; and (b) Tenant gives, and Landlord receives, written notice not less than ninety (90) days prior to the expiration of the First Option Term of Tenant's intention to exercise its second option to extend the Lease Term (and if Tenant fails to give its written notice within said time, then such Option shall immediately lapse, including any additional option periods, and terminate without any further notice or action by Landlord); and (c) This Lease is not previously canceled or terminated as in this Lease provided, by operation of law or otherwise; and (d) Tenant has not been in default beyond any applicable cure period in any of its obligations under this Lease during the Term or extended Term, and Tenant is not in default of its obligations under this Lease at the time of Tenant's exercise of this Option; and (e) Tenant's relocation is prevented by acts of God, inability to obtain labor or materials or reasonable substitutes therefor, governmental restrictions, regulations or controls, enemy or hostile governmental action, riot, civil commotion, fire or other casualty, pandemic, and other causes beyond the reasonable control of the tenant; Then Tenant shall have the right to extend the Lease Term upon the expiration of the First Option Term for eighteen (18) months ("Second Option Term") upon the same terms and conditions as set out in the Lease, except that for the final six (6) months of the second option term the rent shall be set at $13,700.00 per month with Tenant continuing to pay all customary operating expenses (i.e. NNN) and utilities. All terms and conditions of this Lease shall apply during the entire Term (initial Term and any Option Terms) as extended by Tenant's Option, exercised as provided herein, including but not limited to Tenant's obligation to pay rent and all other charges and expenses provided for in the Lease, and provided, that (1) Tenant shall have no right to extend the Lease beyond the Second Option Term. Tenant may terminate this Lease at any time on ninety (90) days prior written notice to Landlord. ARTICLE IV MINIMUM RENT 5 4.1 Minimum Rent. (a) Commencing on the Lease Commencement Date, and continuing thereafter during the Lease Term, Tenant shall pay to Landlord the Minimum Rent, as set out in Section 1.1(g). Minimum Rent shall be divided into equal monthly installments, and such monthly installments shall be due and payable in advance on the first day of each month. If the Minimum Rent is due on a day other than the first day of a month, then Minimum Rent from the due date until the first day of the following month shall be prorated on a per diem basis at the rate of one - thirtieth (1/30th) of the monthly installment of Minimum Rent payable during the lease term, and Tenant shall pay such prorated installment of Minimum Rent in advance. 4.2 No Offset. All sums payable by Tenant under this Lease, whether or not stated to be Minimum Rent or Additional Rent, shall be paid to Landlord in legal tender of the United States, without set off, deduction or demand, at the Address for Notices to Landlord or at such other address as Landlord shall designate in writing. If Landlord shall at any time accept rent after it shall have become due and payable, such acceptance shall not excuse a delay upon subsequent occasions or constitute a waiver of any of Landlord's rights hereunder. Further, Landlord's acceptance of less than the full amount of rent (including without limitation, Minimum Rent, Additional Rent, late fees or interest) or any partial payment, shall not constitute a waiver of Landlord's rights available under this Lease at law or equity, including without limitation the right to declare an Event of Default after three days and recover possession of the Premises. No endorsement or statement on any check, or any letter accompanying any check or payment as rent will be deemed an accord and satisfaction. Landlord will accept the check or payment without prejudice to Landlord's right to recover the balance of such rent or to pursue any other remedy available to Landlord. ARTICLE V UTILITIES 5.1 Utilities. Tenant, at its own expense, shall arrange with the appropriate utility companies for the provision of water, electricity, gas, cable, alarm, internet, and telephone service to the Premises from and after the Lease Commencement Date. Tenant shall pay to the appropriate utility companies all charges for such utilities consumed in the Premises as and when such charges become due and payable. 5.2 Payment of HVAC Utility Costs. In addition to the utility costs Tenant shall pay, Tenant shall pay all utility costs attributable to any HVAC or other cooling system located in the Premises. ARTICLE VI COMMON EXPENSES 6.1 Common Expenses. Tenant shall be responsible for all costs associated with the Premises as follows: In (a) Operating costs, including (1) the costs of operating, maintaining, repairing, replacing, lighting, cleaning and landscaping the Property and facilities located thereon (including, but not limited to, the roof of any building and any signage); (2) gas, electricity, water, sanitary sewer, storm sewer and other utility charges (including surcharges) of every type and nature for services provided to the Property; (3) the costs of service and maintenance contracts; (4) costs and expenses incurred in connection with maintaining federal, state or local government ambient air and environmental standards and the cost of all materials, supplies and services purchased or hired therefor. (b) Insurance Costs for such insurance as described elsewhere in this Lease. (c) [Intentionally Deleted] 6.2 Pam. Tenant shall make estimated monthly payments to Landlord on account of the above expenses that are expected to be incurred during each calendar year for those expenses not directly paid by the Tenant. ARTICLE VII USE OF PREMISES 7.1 Permitted Use. Tenant shall use and occupy the Premises solely for the Permitted Use of the Premises and for no other use or purpose without the prior written consent of Landlord, which consent may be withheld or granted in Landlord's sole and absolute discretion. Tenant shall not use or occupy the Premises for any unlawful purpose or in any manner that will violate Tenant's certificate of occupancy or that will constitute waste. Tenant shall, at its sole cost and expense, promptly comply with all federal, state, county, borough or municipal laws, ordinances, rules, regulations, directives, orders and/or requirements (including zoning ordinances and land use requirements) now in force or which may hereafter be in force with respect to (a) the Premises, (b) the Tenant's use and occupancy of the Premises, (c) the Tenant's business conducted thereon, (d) with the requirements of any board of fire underwriters or other similar bodies now or hereafter constituted relating to or affecting the condition, use or occupancy of the Premises, all of which shall be complied with in a timely manner at Tenant's sole cost and expense. It is expressly understood that if any present or future law, ordinance, regulation or order requires an occupancy or use permit or license for the Premises or the operation of any business conducted therein, Tenant shall obtain and keep current such permit or license at Tenant's own expense and shall promptly deliver a copy thereof to Landlord. Use of the Premises is subject to all federal, state and local laws, regulations, covenants, conditions and restrictions of record. The judgment of any court of competent jurisdiction or the admission of Tenant in any action against Tenant, whether Landlord be a party thereto or not, that Tenant has violated any law, statute, ordinance or governmental rule, regulation, order, directive or requirement, shall be conclusive of that fact as between the Landlord and Tenant. The Tenant shall be financially solely responsible and shall indemnify and hold Landlord harmless from and against, all costs, expenses (including attorneys' fees), fines, damages, penalties and surcharges 7 incurred or arising by reason of Tenant's failure to promptly and completely perform the Tenant's obligations under this Section. 7.2 Waste; Nuisance. Tenant shall not do or permit anything to be done in or about the Premises or bring or keep anything therein which will in any way increase or affect the existing rate of any fire or other insurance policy upon the Premises or the Property, or cause a cancellation of any such insurance policy covering said Premises, nor shall the Tenant use or allow the Premises to be used for any improper, immoral, unlawful, objectionable or offensive purpose, nor shall Tenant cause, maintain or suffer or permit any nuisance in, on or about the Premises. 7.3 Tenant Investigation. Tenant represents and warrants that Tenant has investigated all applicable building and zoning codes, regulations and ordinances to determine whether Tenant's intended use of the Premises is permitted. Tenant accepts the Premises "as is," and "where is," subject to all applicable statutes, ordinances, rules and regulations governing Tenant's use of the Premises. Any and all expenses required to comply with all applicable statutes, ordinances, rules, regulations and requirements in effect during the Lease Term or part thereof regulating Tenant's use of the Premises will be borne exclusively by Tenant. Tenant agrees to comply with all such statues, ordinances, rules and regulations throughout the Lease Term. Tenant agrees that it has determined to its' satisfaction that the Premises can be used for the purposes for which they are leased and waives any right to terminate this lease in the event the Premises cannot be used for such purposes or for any reason may not be used for such purposes during the term of the Lease. 7.4 No Landlord Representati oils. Tenant has inspected the plumbing, lighting, air conditioning, heating, windows, interior walls, flooring and all other elements of the Premises prior to execution of this Lease. Based upon that inspection, Tenant accepts the Premises "as is" and "where is." Tenant acknowledges that neither Landlord nor Landlord's agent has made any representation or warranty as to the present or future suitability of the Premises for the conduct of Tenant's business. 7.5 Personal Property Taxes. Tenant shall pay before delinquency any business, rent or other taxes that are now or hereafter levied, assessed or imposed upon Tenant's use or occupancy of the Premises, the conduct of Tenant's business at the Premises, or Tenant's equipment, fixtures, furnishings, inventory or personal property. If any such taxes are enacted, changed or altered so that any of such taxes are levied against Landlord, or the mode of collection of such taxes is changed so that Landlord is responsible for collection or payment of such taxes, then Tenant shall pay as Additional Rent due hereunder the amount of any and all such taxes. ARTICLE VIII ASSIGNMENT AND SUBLETTING 8.1 No Assignment or Sublet. Tenant shall not assign, transfer, mortgage or otherwise encumber this Lease or all or any of Tenant's rights hereunder or interest herein or sublet any or all of the Premises, without obtaining the prior written consent of Landlord, which consent may not be unreasonably withheld, conditioned, or delayed. Tenant shall not sublet, rent or permit any 8 concessionaire, licensee or anyone else to occupy or use part of the Premises, without obtaining the prior written consent of Landlord, which consent may be withheld, conditioned or delayed, in Landlord's sole and exclusive discretion, and provided Tenant is not in default under this Lease. In no event whatsoever may Tenant assign the Lease or sublet the Premises or any portion thereof to any other tenant or subtenant of the Property. No assignment or transfer of this Lease or the right of occupancy hereunder may be effectuated by operation of law or otherwise without the prior written consent of Landlord. 8.2 Deemed Assignment. Tenant is a corporation; any dissolution, merger, consolidation or other reorganization of Tenant, or the sale or transfer of a controlling interest of the capital stock of Tenant, shall be deemed a voluntary assignment of this Lease. 8.3 Lease Binding. All restrictions and obligations imposed pursuant to this Lease on Tenant shall be deemed to extend to any subtenant, assignee, licensee, concessionaire or occupant of Tenant, and Tenant shall cause such persons to comply with such restrictions and obligations. ARTICLE IX MAINTENANCE AND REPAIRS 9.1 Tenant's Maintenance. Tenant, at Tenant's sole cost and expense, shall promptly make all repairs, perform all maintenance, and make all replacements in and to the Premises that are necessary or desirable to keep the Premises in a safe and tenantable condition, and otherwise in accordance with the requirements of this Lease. Tenant shall maintain all fixtures, furnishings and equipment located in, or exclusively serving, the Premises in a clean, safe and sanitary condition, shall take good care thereof and make all required repairs and replacements thereto. Tenant shall suffer no waste or injury to any part of the Premises, and shall, at the expiration or earlier termination of the Lease Term, surrender the Premises in an order and condition equal to or better than their order and condition on the Lease Commencement Date, ordinary wear and tear excepted. Without limitation of the generality of the foregoing, Tenant, at Tenant's sole cost and expense, shall promptly make all repairs and replacements to (a) any pipes, lines, ducts, wires or conduits contained within the Premises, (b) Tenant's signs, (c) any heating, air conditioning, electrical, ventilating or plumbing equipment installed in or serving the Premises, (d) all glass, window panes, windows, and doors, (including any trim, framing, and painting thereof), and (e) any other mechanical systems serving the Premises. Tenant shall be responsible, at Tenant's sole expense, for providing all janitorial and cleaning and pest and termite control services for the Premises. All such services shall be provided in accordance with standards customarily maintained for similar first-class properties, and Tenant shall maintain, at Tenant's sole cost and expense, service contracts therefor. Tenant shall maintain the heating, ventilation and air conditioning equipment and systems in or serving the Premises. 9.2 ADA Compliance. Tenant shall at all times keep the Premises in compliance with the Americans With Disabilities Act and its supporting regulations, and all similar federal, state or local laws, regulations and ordinances ("ADA"). If Landlord's consent would be required for alterations to bring the Premises into compliance, Landlord agrees not to unreasonably withhold its consent. Tenant shall defend indemnify and hold harmless Landlord from all loss, claims, suits, E actions, and liability relating to the ADA that is the result of the use of the Premises by Tenant, its employees, agents, guests or invitees. 9.3 Landlord's Rights to Repair. If Tenant fails to keep and preserve the Premises as set forth in this Lease, Landlord may, at its option, put or cause the same to be put in the condition and state of repair agreed upon, and in such case, upon receipt of written statements from Landlord, Tenant shall promptly pay the entire cost thereof as additional Minimum Rent. After reasonable advance notice to Tenant of not less than twenty-four (24) hours, except in the case of emergency in which no advance notice shall be required, Landlord shall have the right without liability, to enter the Premises for the purpose of making such repairs upon the failure of Tenant to do so. This shall not affect the right of Landlord to declare an Event of Default of the Tenant. 9.4 [Intentionally Deleted] ARTICLE X INSPECTION BY LANDLORD 10.1 Inspection and Entiy. Tenant shall permit Landlord, its agents and representatives, to enter the Premises, upon a minimum of two (2) business days notice, without charge therefor and without diminution of the rent payable by Tenant, to examine, inspect and protect the Premises and the Property, to make such alterations and/or repairs as in the sole judgment of Landlord may be deemed necessary, or at any time during the Lease Term. In connection with any such entry, Landlord shall endeavor to minimize the disruption to Tenant's use of the Premises. No entry by Landlord shall be construed or deemed to be a forcible or unlawful entry into, or a detainer of, the Premises, or an eviction of Tenant from all or any portion of the Premises. This right shall not be construed as an agreement on the part of the Landlord to make any repairs. ARTICLE XI INSURANCE 11.1 Insurance. (a) Throughout the Lease Term, Tenant shall obtain and maintain a policy of: (1) Broad form commercial general liability insurance (written on an occurrence basis and including an endorsement for personal injury), products liability insurance, fire legal liability, comprehensive automobile liability insurance (covering automobiles owned, leased or operated by Tenant). Such commercial general liability insurance policy shall protect its insured against any liability which arises from any occurrence on or about the Premises or which arises from any matter against which Tenant is required to indemnify Landlord. Such policies shall be in minimum amounts approved by Landlord from time to time, and shall name Landlord, its managing agent and the holder of each Mortgage, as additional named insureds thereunder. As of the date hereof, such insurance shall be in the minimum amount of One Million and 00/100 Dollars ($1,000,000.00) combined single limit per occurrence, Two Million and 00/100 Dollars 10 ($2,000,000.00) in aggregate. (2) Excess liability insurance on a following form basis excess of the underlying commercial general liability, business automobile liability and employer's liability insurance, with limits of not less than $2,000,000.00 each occurrence. Such policy shall name Landlord, its managing agent, as additional named insureds thereunder. (3) All risk property insurance insuring one hundred percent (100%) of the full replacement cost of all Alterations, inventory, fixtures, equipment, personal property, HVAC equipment, signage, floor coverings and furnishings installed in and located on the Premises. Such policy shall name Landlord as additional named insured and loss payee. So long as this Lease shall remain in effect, any and all proceeds of such insurance shall be used only to repair or replace the insured items. (b) Each such policy shall: (i) be issued by a company which is licensed to do business in the jurisdiction in which the Property is located and which shall otherwise be acceptable to Landlord in its reasonable discretion; (ii) contain an endorsement that such policy shall remain in full force and effect notwithstanding that the insured may have waived its right of action against any party prior to the occurrence of a loss, and shall provide that the insurer thereunder waives all right of recovery by way of subrogation against Landlord, its partners, agents, employees, and representatives, in connection with any loss or damage covered by such policy; (iii) shall be acceptable in form and content to Landlord; (iv) shall be primary and non- contributory; and (v) contain an endorsement prohibiting cancellation, failure to renew, reduction of amount of insurance or change in coverage without the insurer's first giving Landlord at least thirty (30) days' prior written notice (by certified or registered mail, return receipt requested) of such proposed action. Tenant shall deliver a certificate of such insurance (and, upon request, copies of all required insurance policies, including endorsements and declarations) to Landlord on or before the Lease Commencement Date and at least annually thereafter. ARTICLE XII LIABILITY OF LANDLORD 12.1 Limitation of Liability. Except for gross negligence or intentional misconduct, Landlord, its employees and agents shall not be liable to Tenant, Tenant's employees, agents, invitees, assignees, subtenants, contractors, licensees, concessionaires (collectively, "Invitees"), or to any other person or entity for any damage (including indirect and consequential damage), injury, loss, or claim (including claims for the interruption of or loss to the business being conducted in the Premises) based on or arising out of any cause whatsoever (except as otherwise provided in this Section), including but not limited to the following: repair to any portion of the Premises or the Property; interruption in the use of the Premises or any equipment therein; any accident or damage resulting from the use or operation (by Landlord, Tenant or any other person or entity) of the heating, cooling, electrical, sewerage, plumbing, or other utility equipment or apparatus; termination of this Lease by reason of the destruction of the Premises or the Property; any fire, robbery, theft, vandalism, mysterious disappearance and/or any other casualty; the operation or failure of any alarm or security system whether provided by Landlord or Tenant; 11 actions of any other tenants of the Property or of any other person or entity; and leakage in any part of the Premises or the Property from water, rain, ice or snow that may leak into, or flow from, any part of the Premises or the Property, or from drains, pipes or plumbing fixtures in the Premises or the Property. Any failure or inability to furnish any service required hereunder shall not be considered an eviction, actual or constructive, of Tenant from the Premises and shall not entitle Tenant to terminate this Lease or to an abatement of any rent payable hereunder. If any condition exists which may be the basis of a claim of constructive eviction, then Tenant shall give Landlord written notice thereof and a reasonable opportunity to correct such condition prior to any claim by Tenant that it has been constructively evicted. Any property placed by Tenant or any Invitee in or about the Premises or the Property shall be at the sole risk of Tenant, and Tenant hereby waives any and every right or cause of action against Landlord and its employees and agents for any and all loss of, or damage to, any of Tenant's property (whether or not such loss or damage is caused by the fault or negligence of Landlord or anyone for whom Landlord may be responsible). Notwithstanding the foregoing provisions of this Section, Landlord shall not be released from liability to Tenant for any physical injury to any natural person or damage to personal property caused by the gross negligence or willful misconduct of Landlord or its employees to the extent such injury or damage is not covered by insurance (a) carried by Tenant or such person, or (b) required by this Lease to be carried by Tenant; provided, however, that Landlord shall never have any liability with respect to claims for the interruption of or loss to the business being conducted in the Premises. 12.2 Tenant's Indemnity. Tenant shall reimburse Landlord for, and shall indemnify, defend upon request and hold Landlord, its employees and agents harmless from and against all costs, damages, claims, liabilities and expenses (including attorneys' fees), losses and court costs suffered by or claimed against Landlord, directly or indirectly, based on or arising out of, in whole or in part, (i) use and occupancy of the Premises or the business conducted therein, including but not limited to the use or operation of any security, alarm or surveillance system in the Premises, (ii) any act, omission, failure or negligence ("act") by Tenant, its agents, employees, contractors, licensees or invitees, including without limitation, any act which occurs in or relates to the Premises, common areas, or any other parts or areas in or adjacent to the Property, (iii) from any third party arising out of or resulting from Landlord's withholding of its consent under this Lease, or (iv) any breach or default in the performance or observance of Tenant's covenants or obligations under this Lease. In case any action or proceeding is brought against Landlord or any Landlord Parties by reason of any such indemnified claims, Tenant, upon notice from Landlord, shall defend the same at Tenant's sole cost and expense by counsel approved in writing by Landlord, which approval shall not be unreasonably withheld. Any indemnification of Landlord by Tenant in this Section or otherwise in this Lease shall survive the expiration or earlier termination of this Lease. THE LANDLORD AND TENANT SPECIFICALLY AGREE THAT THE PROVISIONS OF THIS SECTION 15 ALSO APPLY TO ANY CLAIM OF INJURY OR DAMAGE TO THE PERSONS OR PROPERTY OF THE TENANT'S EMPLOYEES, AND TENANT ACKNOWLEDGES AND AGREES THAT AS TO SUCH CLAIMS, TENANT, WITH RESPECT TO LANDLORD, DOES HEREBY WAIVE ANY RIGHT OF IMMUNITY WHICH TENANT MAY HAVE UNDER INDUSTRIAL INSURANCE (TITLE 51 RCW AS AMENDED AND UNDER ANY SUBSTITUTE OR REPLACEMENT STATUTE). THIS WAIVER AND 12 AGREEMENT WAS SPECIFICALLY NEGOTIATED BY LANDLORD AND TENANT AND IS SOLELY FOR THE BENEFIT OF LANDLORD AND TENANT AND THEIR SUCCESSORS AND ASSIGNS AND IS NOT INTENDED AS A WAIVER OF TENANT'S RIGHTS OF IMMUNITY UNDER SAID INDUSTRIAL INSURANCE FOR ANY OTHER PURPOSE. LANDLORD: City of Port Orchard, a Washington municipal corporation By: Mayor Rob Putaansuu TENANT: Kitsap Bank, a Washington banking corporation IN Print name: Its: Date:' Date: 12.3 Tenant's Remedy. Tenant shall not have the right to set off or deduct any amount allegedly owed to Tenant pursuant to any claim against Landlord from any rent or other sums payable to Landlord. Tenant's sole remedy for recovering upon such claim shall be to institute an independent action against Landlord. If Tenant or any Invitee is awarded a money judgment against Landlord, then recourse for satisfaction of such judgment shall be limited to execution against the estate and interest of Landlord in the Property. No other asset of Landlord, any partner, member, manager, director or officer of Landlord (collectively, "officer") or any other person or entity shall be available to satisfy or subject to such judgment, nor shall any officer or any other person or entity have personal liability for satisfaction of any claim or judgment against Landlord or any officer. 12.4 Property at Tenant's Sole Risk. All of Tenant's property, improvements and Alternations, on said leased Premises shall be at the sole risk of Tenant. Landlord and/or Landlord's agent shall not be liable for any injury or damage, either to person or property (whether or not said property was obtained by Tenant), or others, caused by any defects in said Premises or Property, now or hereafter occurring therein, or any part of appurtenance thereof, including but not limited to any injury or damage arising out of or relating to repair, fire, the bursting or leaking of water, gas, sewer or steam pipes, or from any act or neglect of co -tenants, Landlord, Landlord's agent or employees, or any third parties, or due to the happening of any accident from whatsoever cause in and about said Premises. 13 12.5 Landlord's Default. Landlord shall not be in default unless Landlord fails to perform obligations required of Landlord within a reasonable time, but in any event within (30) days after prior written notice by certified mail from Tenant to Landlord and to the holder of any first mortgage or deed of trust covering the Premises whose name and address shall have theretofore been furnished to Tenant in writing. Said notice shall specify wherein Landlord has failed to perform such obligation; provided, however, that if the nature of Landlord's obligation is such that more than thirty (30) days are required for performance, then Landlord shall not be in default if Landlord commences performance within such thirty (30) days period and thereafter diligently prosecutes the same to completion. Tenant further agrees not to invoke any of its remedies under this Lease, if any, until said thirty (30) days have elapsed. In no event shall Tenant have the right to terminate this Lease as a result of Landlord's default and Tenant's remedies shall be limited to damages; and in no case may the Tenant withhold rent or claim a set-off from rent. 12.6 Landlord's Self Help. In addition to Landlord's rights of self-help set forth elsewhere in this Lease, if Tenant at any time fails to perform any of its obligations under this Lease in a manner reasonably satisfactory to Landlord, Landlord shall have the right, but not the obligation, upon giving Tenant at least ten (10) days' prior written notice of its election to do so (in the event of an emergency, no prior notice shall be required), to perform such obligations on behalf of and for the account of Tenant and to take all such action necessary to perform such obligations without liability to Tenant for any loss or damage which may result to Tenant's stock or business by reason of such repairs. In such event, Landlord's costs and expenses incurred therein shall be paid for by Tenant as Additional Rent, forthwith upon demand therefor, with interest thereon from the date Landlord performs such work at the Default Rate. The performance by Landlord of any such obligation shall not constitute a release or waiver of Tenant therefrom. ARTICLE XIII DAMAGE OR DESTRUCTION 13.1 Damage or Destruction. If the Premises or the Property are totally or partially damaged or destroyed thereby rendering the Premises totally or partially inaccessible or unusable, Tenant may elect to: (1) restore and repair the Premises and the Property to substantially the same condition they were in prior to such damage and complete the term of the Lease; or (2) restore the Property to substantially the same condition they were in prior to such damage, terminate this Lease by giving written notice of termination, and immediately turning over the Premises and Property to the Landlord, provided the parties may negotiate a modification to this term if such damage or destruction was not caused by the act or omission of the parties or any Invitee. In no event shall the Tenant have any obligation to make repairs or restoration beyond the extent of insurance proceeds received by Tenant for such repairs or restoration. Further, in no event shall Landlord be liable to tenant by reason of any injury to or interference with Tenant's business or property arising from or relating to damage or destruction of the Property or Premises, or by reason of any repairs to any part of the Property or Premises necessitated by the damage or destruction. If this Lease is terminated pursuant to the preceding section, then rent payable pursuant to Article VI shall be apportioned and paid to the date of termination. If this Lease is not terminated as a 14 result of such damage or destruction, then until such repair and restoration of the Premises are substantially complete, Tenant shall be required to pay rent pursuant to Article VI only for those portions of the Premises that Tenant is able to use while such repair and restoration are being made; provided, however, that if such damage or destruction was caused by the act or omission of Tenant or any Invitee, then Tenant shall not be entitled to any such reduction of Minimum Rent and Additional Rent. 13.2 [Intentionally Deleted] ARTICLE XIV CONDEMNATION 14.1 Condemnation. If the whole or a substantial part (as hereinafter defined) of the Premises, or the use or occupancy of the Premises, shall be taken or condemned by any governmental or quasi -governmental authority for any public or quasi -public use or purpose (including a sale thereof under threat of such a taking), then this Lease shall terminate on the date title thereto vests in such governmental or quasigovernmental authority, and all rent payable hereunder shall be apportioned as of such date. If less than a substantial part of the Premises, or if the use or occupancy of less than a substantial part of the Premises, is taken or condemned by any governmental or quasi -governmental authority for any public or quasi -public use or purpose (including a sale thereof under threat of such a taking), then this Lease shall continue in full force and effect as to the portion of the Premises not so taken or condemned, except that as of the date title vests in the governmental or quasi -governmental authority Tenant shall not be required to pay rent with respect to the portion of the Premises taken or condemned. For purposes of this Section, a substantial part of the Premises shall be considered to have been taken if more than one-third (1/3) of the Premises is rendered unusable as a result of such condemnation. The provisions in this Section shall not apply to any condemnation by Landlord or any quasi -public agency in any way affiliated with Landlord. 14.2 Award. All awards, damages and other compensation paid by the condemning authority on account of such taking or condemnation (or sale under threat of such a taking) shall belong to Landlord, and Tenant hereby assigns to Landlord all rights to such awards, damages and compensation. Tenant agrees not to make any claim against Landlord or the condemning authority for any portion of such award or compensation attributable to damages to the Premises, the value of the unexpired Lease Term, the loss of profits or goodwill, leasehold improvements or severance damages. Nothing contained herein, however, shall prevent Tenant from pursuing a separate claim against the condemning authority for relocation expenses and the value of furnishings, equipment and trade fixtures installed in the Premises at Tenant's expense and which Tenant is entitled pursuant to this Lease to remove at the expiration or earlier termination of the Lease Term, provided that such claim shall in no way diminish the award or compensation payable to or recoverable by Landlord in connection with such taking or condemnation. 14.3 Termination of Lease. Notwithstanding anything to the contrary contained herein, if twenty-five percent (25%) or more of the Property or the Premises is located is taken, condemned, or sold under threat of such a taking, then, whether or not any portion of the Premises 15 is condemned, Landlord shall have the right, in Landlord's sole discretion, to terminate this Lease as of the date title vests in the governmental or quasi -governmental authority. ARTICLE XV DEFAULT 15.1 Event of Default. An Event of Default is: (a)Tenant's failure to make when due any payment of Minimum Rent or Additional Rent or other sum, which failure continues for a period of five (5) business days after written notice from Landlord of such failure to pay on the date due; (b) Tenant's failure to perform or observe any other covenant or condition, or agreement, which failure continues for a period of thirty (30) days after written notice thereof to Tenant, provided, however, that if the default cannot, by its nature, be cured within such thirty (30) day period, but Tenant commences and diligently pursues a cure of such default promptly within the initial thirty (30) day cure period, then Landlord shall not exercise any Landlord remedies unless such default remains uncured for more than ninety (90) days after the initial delivery of Landlord's original default notice; (c) Tenant or any agent of Tenant falsifies any report or misrepresents other information required to be furnished to Landlord pursuant to this Lease; or (h) The occurrence of any other event described as a default elsewhere in the Lease or any amendment thereto, regardless of whether such event is defined as an "Event of Default." 15.2 Remedies in Default. If there shall be an Event of Default, including without limitation an Event of Default prior to the Lease Commencement Date, then the provisions of this Section shall apply, and Landlord shall have the right one or more of the following described remedies, in addition to all rights and remedies now or hereafter available at law or in equity: (a) Right to Terminate Lease. Landlord may terminate this Lease at any time after such default. No act by Landlord other than giving notice to Tenant shall terminate this Lease. In addition, without terminating the Lease, the Landlord may terminate the right of the Tenant (or any assignee or successor Tenant) to exercise any Option to Extend or Option to Renew hereunder, at anytime after such default. 15.3 No Waiver. If Landlord shall institute proceedings against Tenant and a compromise or settlement thereof shall be made, then the same shall not constitute a waiver of the same or of any other covenant, condition or agreement set forth herein, nor of any of Landlord's rights hereunder. 15.4 Payment to Third Parties. If Tenant fails to make any payment to any third party or to do any act herein required to be made or done by Tenant, then Landlord may, but shall not be required to, make such payment or do such act. The taking of such action by Landlord shall not be considered a cure of such default by Tenant or prevent Landlord from pursuing any remedy it is otherwise entitled to in connection with such default. If Landlord elects to make such payment or do such act, then all expenses incurred by Landlord, plus interest thereon at a rate (the "Default 16 Rate") equal to the two (2) percent per month, from the date incurred by Landlord to the date of payment thereof by Tenant, shall constitute Additional Rent due hereunder; provided, however, that nothing contained herein shall be construed as permitting Landlord to charge or receive interest in excess of the maximum rate then allowed by law. 15.5 Late Fee. If Tenant fails to make any payment of rent or any other sum within five business days of the date such payment is due and payable (without regard to any grace period specified in Section 19.1), then Tenant shall pay to Landlord a late charge of five percent (5%) of the amount of such payment or $100.00 whichever is greater. In addition, such payment and such late fee shall bear interest at the Default Rate after the date such payment or late fee, respectively, became due to the date of payment thereof by Tenant; provided, however, that nothing contained herein shall be construed as permitting Landlord to charge or receive interest in excess of the maximum rate then allowed by law. Such late charge and interest shall constitute Additional Rent due hereunder. 15.6 [Intentiionally Deleted] 15.7 No Right of Redern ption. Tenant hereby expressly waives, for itself and all persons claiming by, through or under it, any right of redemption or for the restoration of the operation of this Lease under any present or future law, including without limitation any such right which Tenant would otherwise have in case Tenant shall be dispossessed for any cause, or in case Landlord shall obtain possession of the Premises as herein provided. ARTICLE XVI BANKRUPTCY 16.1 Event of Bankruptcy. An Event of Bankruptcy is: (a) Tenant becoming insolvent, as that term is defined in Title 11 of the United States Code (the "Bankruptcy Code"), or under the insolvency laws of any state (the "Insolvency Laws"); (b) appointment of a receiver or custodian for any property of Tenant or the institution of a foreclosure or attachment action upon any property of Tenant; (c) filing of a voluntary petition by Tenant under the provisions of the Bankruptcy Code or Insolvency Laws; (d) filing of an involuntary petition against Tenant as the subject debtor under the Bankruptcy Code or Insolvency Laws, which either (1) is not dismissed within thirty (30) days after filing, or (2) results in the issuance of an order for relief against the debtor; or (e) Tenant's making or consenting to an assignment for the benefit of creditors or a composition of creditors. 16.2 Landlord's Remedies. Upon occurrence of an Event of Bankruptcy, Landlord shall have all rights and remedies available pursuant to this Lease; provided, however, that while a case (the "Case") in which Tenant is the subject debtor under the Bankruptcy Code is pending, Landlord's right to terminate this Lease shall be subject, to the extent required by the Bankruptcy Code, to any rights of Tenant or its trustee in bankruptcy (collectively, "Trustee") to assume or assign this Lease pursuant to the Bankruptcy Code. Trustee shall not have the right to assume or assign this Lease unless Trustee promptly (a) cures all defaults under this Lease, (b) compensates Landlord for damages incurred as a result of such defaults, (c) provides adequate assurance of future performance on the part of Tenant as debtor in possession or Tenant's assignee, and (d) 17 complies with all other requirements of the Bankruptcy Code. If Trustee fails to assume or assign this Lease in accordance with the requirements of the Bankruptcy Code within sixty (60) days after the initiation of the Case, then Trustee shall be deemed to have rejected this Lease. Adequate assurance of future performance shall require that the following minimum criteria be met: (1) Trustee must pay its estimated pro-rata share of the cost of all services performed or provided by Landlord (including without limitation attorney's fees, whether directly or through agents or contractors and whether or not previously included as part of Minimum Rent) in advance of the performance or provision of such services; (2) Trustee must agree that Tenant's business shall be conducted in a first-class manner, and that no liquidating sale, auction or other non -first-class business operation shall be conducted in the Premises; (3) Trustee must agree that the use of the Premises as stated in this Lease shall remain unchanged and that no prohibited use shall be permitted; (4) Trustee must agree that the assumption or assignment of this Lease shall not violate or affect the rights of other tenants of the Property; (5) Trustee must pay at the time the next monthly installment of Minimum Rent is due, in addition to such installment, an amount equal to the monthly installments of rent due for the next six (6) months thereafter, such amount to be held as a security deposit; (6) Trustee must agree to pay, at any time Landlord draws on such security deposit, the amount necessary to restore such security deposit to its original amount; and (7) all assurances of future performance specified in the Bankruptcy Code must be provided. 16.3 R.eiection of Lease. Notwithstanding anything contained in this Lease to the contrary, if this Lease is rejected in any bankruptcy action or proceeding filed by or against Tenant, and the effective date of the rejection is on or after the date upon which that month's Rent is due and owing, then the Rent owing under this Lease for the month during which the effective date of such rejection occurs shall be due and payable in full and shall not be prorated. ARTICLE XVII HOLDING OVER 17.1 Holding Over. If Tenant or any assignee, subtenant or licensee of Tenant shall not immediately surrender the Premises (or any portion thereof) on the date of the expiration or earlier termination of the Lease Term, then (i) Tenant shall automatically become a tenant at sufferance upon all the terms and conditions contained herein, except as to Lease Term and Minimum Rent, (ii) Tenant shall pay Landlord for each day Tenant retains possession of the Premises or any part thereof after the expiration or earlier termination of the Lease Term, an amount which is the greater of (a) the daily rate of fair market rent for the Premises, or (b) double the daily rate of Second Option Term sums payable by Tenant under this Lease, including any increases in Minimum Rent provided for herein calculated as if the holdover period during which Tenant's possession continues were originally included within the Lease Term, and (iv) Tenant shall pay all direct and consequential damages sustained by Landlord as a result of such holdover. Landlord's acceptance of such rent from Tenant shall not in any manner impair or adversely affect Landlord's other rights and remedies hereunder, including, but not limited to, (i) Landlord's right to evict Tenant from the Premises, and (ii) Landlord's right to recover damages pursuant to this Lease and such other damages as are available to Landlord at law or in equity. Such tenancy at sufferance may be terminated by either party by not less than thirty (30) days prior written notice to the other. 18 17.2 Voluntaa Surrender. The voluntary or other surrender of this Lease by Tenant, or a mutual cancellation thereof, shall not work a merger, but shall, at the option of Landlord, terminate the Lease. ARTICLE XVIII HAZARDOUS SUBSTANCES 18.1 Presence and Use of Hazardous Substances. Tenant shall not, without Landlord's prior written consent, keep, on or around the Premises, Common Areas or Property, for use, handling, transport, disposal, treatment, generation, storage or sale, any substances designated as, or containing components designated as hazardous, dangerous, toxic, harmful, medical or infectious (collectively referred to as "Hazardous Substance"), and/or is subject to regulation by any federal, state or local law, regulation, statute, ordinance or management plan. Hazardous Substance shall also include (a) "hazardous wastes", as defined by the Resource Conservation and Recovery Act of 1976, as amended from time to time, (b) "hazardous substances", as defined by the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, (c) "toxic substances", as defined by the Washington State Model Toxic Substances Control Act, as amended from time to time, (d) "hazardous materials", as defined by the Hazardous Materials Transportation Act, as amended from time to time, (e) oil or other petroleum products, and (f) any substance whose presence could be detrimental to the Property or hazardous to health or the environment. With respect to any such Hazardous Substance, Tenant shall: (a) Comply promptly, timely, and completely with all governmental requirements for reporting, keeping and submitting manifests, and obtaining and keeping current identification numbers; (b) Submit to Landlord true and correct copies of all reports, manifests and identification numbers at the same time as they are required to be and/or are submitted to the appropriate governmental authorities; (c) Within five (5) days of Landlord's request, submit written reports to Landlord regarding Tenant's use, handling, storage, treatment, transportation, generation, disposal or sale of Hazardous Substances and provide evidence satisfactory to Landlord of Tenant's compliance with the applicable government regulations; (d) Allow Landlord or Landlord's agent, representative or consultant to come on the Premises at all times to check Tenant's compliance with all applicable governmental regulations regarding Hazardous Substances and to assess the environmental condition of the Premises, including, but not limited to, the imposition of an environmental audit; (e) Comply with minimum levels, standards or other performance standards or requirements which may be set forth or established for certain Hazardous Substances (if minimum standards or levels are applicable to Hazardous Substances present on the Premises, such levels or 19 standards shall be established by an on -site inspection by the appropriate governmental authorities and shall be set forth in an addendum to this Lease); and (f) Comply with all applicable governmental statutes, ordinances, rules, regulations, management plans and requirements regarding the proper and lawful use, handling, sale, transportation, generation, treatment, and disposal of Hazardous Substances. Any and all costs incurred by Landlord and associated with Landlord's inspection of Tenant's Premises and Landlord's monitoring of Tenant's compliance with this Section, including Landlord's attorneys' and consultants' fees and costs, shall be Additional Rent and shall be due and payable to Landlord immediately upon demand by Landlord if such inspection and monitoring shows that Tenant was not in compliance with this Section 25. Additionally, Tenant shall advise Landlord in writing immediately of any environmental concern related to Tenant's use and occupancy of the Premises brought to Tenant's attention by any private party or governmental agency or official. Landlord shall have the right to remedy any environmental problem and to conduct any environmental tests reasonably necessary to discover a hazardous waste or other environmental problem and Tenant shall be liable for all costs and expenses related to such tests or remedial action if a hazardous waste or environmental problem caused by Tenant is found to exist. 18.2 Cleanup Costs Default and Indemnification. (a) Tenant shall be fully and completely liable to Landlord for any and all cleanup costs, and any and all other charges, fees, penalties (civil and criminal) imposed by any governmental authority with respect to Tenant's use, handling, disposal, transportation, generation and/or sale of Hazardous Substances, in or about the Premises, Common Areas, or Property. (b) Tenant shall indemnify, defend and save Landlord harmless from any and all of the costs, fees, penalties and charges assessed against, incurred by or imposed upon Landlord (as well as Landlord's attorneys' and consultants' fees and costs) as a result of Tenant's use, handling, disposal, transportation, generation and/or sale of Hazardous Substances. (c) Upon Tenant's default under this Section, in addition to the rights and remedies set forth elsewhere in this Lease, Landlord shall be entitled to the following rights and remedies: (i) At Landlord's option, to terminate this Lease immediately; and (ii) To recover any and all damages associated with the default, including, but not limited to cleanup costs and charges, civil and criminal penalties and fees, loss of business and sales by Landlord and other tenants of the Property, any and all damages and claims asserted by third parties and Landlord's attorneys' and consultants' fees and costs. 18.3 Survival. The provisions of this Article shall survive the expiration or earlier termination of this Lease. 20 ARTICLE XIX GENERAL PROVISIONS 19.1 Merger. Tenant acknowledges that neither Landlord nor any broker, agent or employee of Landlord has made any representations or promises with respect to the Premises or the Property except as herein expressly set forth, and no rights, privileges, easements or licenses are being acquired by Tenant except as herein expressly set forth. 19.2 Relationship. Nothing contained in this Lease shall be construed as creating any relationship between Landlord and Tenant other than that of landlord and tenant. 19.3 Waivers. (a) TENANT WAIVES TRIAL BY JURY IN ANY ACTION, PROCEEDING, CLAIM OR COUNTERCLAIM BROUGHT IN CONNECTION WITH ANY MATTER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS LEASE, THE RELATIONSHIP OF LANDLORD AND TENANT HEREUNDER, TENANT'S USE OR OCCUPANCY OF THE PREMISES, AND/OR ANY CLAIM OF INJURY OR DAMAGE. THIS WAIVER IS KNOWINGLY, INTENTIONALLY AND VOLUNTARILY MADE, AND TENANT ACKNOWLEDGES (i) THAT NEITHER LANDLORD, NOR ANY PERSON ACTING ON BEHALF OF LANDLORD, HAS MADE ANY REPRESENTATIONS OF FACT TO INDUCE THIS WAIVER OR IN ANY WAY MODIFY ITS EFFECT, AND (ii) THAT EACH HAS READ AND UNDERSTANDS THE MEANING AND RAMIFICATIONS OF THIS WAIVER PROVISION. 19.4 Notice. All notices or other communications required hereunder shall be in writing and shall be deemed duly given when (i) delivered in person (with receipt therefor), (ii) when sent by first class mail, (iii) sent by certified or registered mail return receipt requested, postage prepaid, regardless of whether or not there is an acceptance or acknowledgement of acceptance, (iv) sent by overnight courier, or (v) sent by telecopier (facsimile), to the addresses set forth in Sections 1.1(n) and (o), provided that after the Lease Commencement Date, all notices to Tenant may, at Landlord's option, be sent to the Premises. All notices from Landlord may be given by Landlord or any authorized agent of Landlord. Either party may change its address for the giving of notices by notice given in accordance with this Section. If Landlord or the holder of any Mortgage notifies Tenant that a copy of each notice to Landlord shall be sent to such holder at a specified address, then no notice to Landlord shall be considered duly given unless such copy is simultaneously given in accordance with this Section to such holder. 19.5 5everability. Each provision of this Lease shall be valid and enforced to the fullest extent permitted by law. If any provision of this Lease or the application thereof to any person or circumstance shall to any extent be invalid or unenforceable, then such provision shall be deemed to be replaced by the valid and enforceable provision most substantively similar to such invalid or unenforceable provision, and the remainder of this Lease, or the application of such provision to persons or circumstances other than those as to which it is invalid or unenforceable, shall not be affected thereby. This Lease shall not be construed against any party solely by virtue of the fact 21 that such party or its counsel was primarily responsible for its preparation. 19.6 Binding Effect. The provisions of this Lease shall be binding upon, and shall inure to the benefit of, the parties hereto and each of their respective representatives, successors and assigns, subject to the provisions hereof restricting assignment or subletting by Tenant. 19.7 Entire Agreement. This Lease contains and embodies the entire agreement of the parties hereto and supersedes all prior agreements, negotiations, letters of intent, proposals, representations, warranties, understandings and discussions between the parties hereto. Any representation, inducement, warranty, understanding or agreement that is not contained in this Lease shall not be of any force or effect. This Lease may not be modified or changed in whole or in part in any manner other than by an instrument in writing duly signed by both parties hereto. Tenant hereby authorizes Landlord to obtain, from time to time during the Lease Term, credit reports on Tenant. 19.8 Governin),, Law, Construction; Waiver ofJua Trial. This Lease shall be governed by, and construed in accordance with, the laws of the jurisdiction in which the Property is located, without regard to its conflicts of laws provisions. The printed provisions of this Lease were drawn together by Tenant and Landlord, so that this Lease shall not be construed for or against Landlord or Tenant, but this Lease shall be interpreted in accordance with the general tenor of the language in an effort to reach the intended result. The Tenant hereby waives trial by jury in any action, proceeding, or permissive counterclaim involving any matters whatsoever arising out of or in any way connected with the Lease, the relationship of Landlord and Tenant, Tenant's use or occupancy of the Premises, or claim or injury or damage. 19.9 Headings. Headings are used herein for convenience and shall not be considered when construing this Lease. 19.10 Time is of the Essence. Time is of the essence with respect to each of Tenant's obligations under this Lease. 19.11 Counterparts. This Lease may be executed in multiple counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same document. 19.12 Recordation. This Lease shall not be recorded except that upon the request of Landlord, Tenant shall execute, in recordable form, a short -form memorandum of this Lease. Such memorandum may be recorded at Landlord's expense in the land records of the jurisdiction in which the Property is located. 19.13 Survival. Any liability of Tenant to Landlord, and any indemnification obligation of Tenant, existing hereunder as of the expiration or earlier termination of the Lease Term, any warranties of Tenant or environmental or legal compliance required hereunder by Tenant, shall survive such expiration or earlier termination of this Lease. 19.14 Force Majeure. If Landlord or Tenant is in any way delayed, interrupted or 22 prevented from performing any of its obligations under this Lease, and such delay, interruption or prevention is due to fire, act of God, governmental act or failure to act, strike, labor dispute, acts of war, terrorism, and bioterrorism, inability to procure materials, or any cause beyond Landlord or Tenant's reasonable control (whether similar or dissimilar), then the time for performance of the affected obligation(s) by Landlord or Tenant shall be excused for the period of the delay and extended for a period equivalent to the period of such delay, interruption or prevention. 19.15 Keys. At the expiration or earlier termination of the Lease Term, Tenant shall deliver to Landlord all keys to the Property or the Premises, whether such keys were furnished by Landlord or otherwise procured by Tenant, and shall inform Landlord of the combination of each lock, safe and vault, and security system, if any, in the Premises. The acceptance of keys to the Premises by the Landlord, its agents, employees, contractors or any other person on Landlord's behalf shall not be deemed or constitute a termination of this Lease unless such termination is evidenced in writing signed by the Landlord. 19.16 Attorney's Fees. Should it be necessary for any party to this Lease to initiate legal proceedings to enforce this Lease, including without limitation, to recover any rent due hereunder, or for breach of any provision of this Lease or to recover possession of the leased Premises, each party shall bear its own attorney's fees and disbursements (including costs and the fees and expenses of expert and fact witnesses) r in preparing for suit, during suit, on appeal, on petition for review, and in enforcing any judgment or award. 19.17 Tenant Warranties. Tenant and the persons and/or entities executing this Lease on behalf of Tenant represent and warrant that: (a) Tenant is a duly organized, authorized and validly existing partnership, corporation or limited liability company, as the case may be, and is qualified to do business in the state in which the Premises is located; (b) such persons and/or entities executing this Lease are duly authorized to execute and deliver this Lease on Tenant's behalf in accordance with the duly adopted resolution of Tenant's board of directors and the Tenant's by- laws (if Tenant is a corporation), and (c) this Lease is binding upon Tenant in accordance with its terms. 19.18 Covenants, Conditions and Restrictions. Tenant's rights under this Lease are subject to any covenants, conditions and/or restrictions now or hereafter recorded against the Property and/or the real property on which the Premises is located. IN WITNESS WHEREOF, Landlord and Tenant have executed this Lease as of the date first above written. LANDLORD: City of Port Orchard, a Washington municipal corporation IM Mayor Rob Putaansuu 23 Date: � - TENANT: Kitsap Bank, a Washington banking corporation By: Date Print name: Its: LANDLORD STATE OF WASHINGTON ) ) ss. LLC ACKNOWLEDGEMENT COUNTY OF KITSAP On this day personally appeared before me Rob Putaansuu, to me known to be the individual described who executed the within and foregoing instrument as duly appointed Mayor of the City of Port Orchard f and acknowledges that he signed the same as his free and voluntary act and deed and on oath stating that his powers authorizing the execution of this instrument have not been revoked. Given under my hand and official seal this STATE OF WASHINGTON COUNTY OF KITSAP V day of 2021. �l 1`a ry Public in and for th State of Washington Printed Name: Prvel Residing at: My commission expires: TENANT ss. ACKNOWLEDGEMENT On this day personally appeared before me , to me known to be the individual described who executed the within and foregoing instrument as for and acknowledges that he/she signed the same as his/her free and voluntary act and deed and on oath stating that his/her powers authorizing the execution of this instrument have not been revoked. Given under my hand and official seal this I�' day of , 2021. Notary Public in and for the State of Washington Printed Name: Residing at: _ My commission expires: 25 EXHIBIT A LEGAL DESCRIPTION OF THE PROPERTY Kitsap County Tax Parcel No. 4650-011-001-0001: PTN BLK 11 & BLK 11 SIDNEY TDLDS (NOW PORT ORCHARD) CNVYD BY AUD NO 1104385 DAF, LOTS 1 THRU 4 BLK 11 EXC ANY PTN THOF LY WHIN SIDNEY TDLDS & ALSO LOTS 1 THRU 4 BLK 11 SIDNEY TDLDS & ALSO TH PTN OF PORT STR VAC UNDER PTO CITY ORD NO 941 AS SHOWN ON SIDNEY TDLDS DAF, BAT NWLY COR LOT 1 BLK 11 SD PLAT TH SELY ALG WLY LN SD LOT & ALG ELY R/W MGN SD STR 70FT TO SWLY COR SD LOT TH WLY ALG EXT OF SLY LN SD LOT 11.99FT TAP ON LN LY PLW & 1 OFT WLY (AS MEAS AT R/A TO) ELY MGN OF SD STR TH NWLY ALG SD PLL LN 61.35FT TAP ON SWLY EXT OF NWLY LN BLK 11 TH NELY LOFT ALG SD EXT TO POB Kitsap County Tax Parcel No. 262401-1-001-2004 (Subject to DNR Lease): HARBOR AREA FRTG BLK 11 SIDNEY (NOW PORT ORCHARD) TDLDS CNVYD BY AUD NO 1104385 BEING IN FRT OF BLK 11 ORIG PLAT OF SIDNEY TGW VAC PTN OF PORT STR ADJ THRTO ALL INCL IN FDT, BAT MOST WLY COR OF BLK 11 SIDNEY TDLDS SD POB BEING A PT ON INNER HARBOR LN TH N46*40'16E 215.12 FT ALG SD LN & NWLY BDRY SD BLK TO AN ANG PT THRIN TH S80* 18'33E 3.05FT ALG SD LN & NLY BDRY TH LEAV SD LN & NLY BDRY N31*50'43W 206.57FT TH S46*40'16W 227.65FT TH S31*50'43E 204.09FT TAP ON SD INNER HARBOR LN & TH N46*40'16E 10.20FT TO POB (HARBOR AREA LEASE NO 2336 AS SHOWN ON EXHIBIT ON FILE WITH APPLICATION AT OLYMPIA) 26